en-us https://www.cfal.com/podcast CFAL Talks CFAL Talks Podcast Colina Financial Advisors Ltd. ("CFAL") is a leading independent investment management and advisory firm based in Nassau, The Bahamas, with a long and proven record of financial stability and integrity in all economic climates. Visit www.cfal.com to seize your financial future today. CFAL cfalpodcast2020@gmail.com no Every March during International Women's Month allows us to take stock of the role women play in shaping the lives of those around them at home and in business. In this episode Senior Financial Literacy Coordinator Shanice Taylor leads a discussion with Tamara Evans, Tiffany Cartwright and Sophia Turnquest on how they balance careers, motherhood and fulfilling their personal goals. Every March during International Women's Month allows us to take stock of the role women play in shaping the lives of those around them at home and in business. In this episode Senior Financial Literacy Coordinator Shanice Taylor leads a discussion with Tamara Evans, Tiffany Cartwright and Sophia Turnquest on how they balance careers, motherhood and fulfilling their personal goals. https://www.cfal.com/podcast/cfal-talks-episode-146-a-woman-s-approach-to-money-and-life Wed, 11 Mar 2026 00:00:00 GMT CFAL 29:18 no https://www.cfal.com/podcast/cfal-talks-episode-146-a-woman-s-approach-to-money-and-life For much of Bahamian history, the taxicabs and their drivers have been hand in hand with the tourism sector. But times have changed, and while tourism has evolved, the traditional tax system hasn't kept pace. Our economics team discuss the changes in the industry over the decades and what an introduction of an Uber type system could mean economically. For much of Bahamian history, the taxicabs and their drivers have been hand in hand with the tourism sector. But times have changed, and while tourism has evolved, the traditional tax system hasn't kept pace. Our economics team discuss the changes in the industry over the decades and what an introduction of an Uber type system could mean economically. https://www.cfal.com/podcast/cfal-talks-episode-145-is-there-space-for-uber-in-the-bahamas-taxicab-system Tue, 03 Mar 2026 00:00:00 GMT CFAL 29:45 no https://www.cfal.com/podcast/cfal-talks-episode-145-is-there-space-for-uber-in-the-bahamas-taxicab-system Balancing a budget and romance is crucial because financial stress is a leading cause of relationship strain and conflict. In this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how you can show love without overspending. Balancing a budget and romance is crucial because financial stress is a leading cause of relationship strain and conflict. In this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how you can show love without overspending. https://www.cfal.com/podcast/cfal-talks-episode-144-romance-on-a-budget Thu, 19 Feb 2026 00:00:00 GMT CFAL 27:24 no https://www.cfal.com/podcast/cfal-talks-episode-144-romance-on-a-budget Manager of Corporate Advisory Services Angelo Butler discusses the quiet but important trend in the global market right now where gold prices are rising once again. Joined by Vice President of Investment Pamela Ferguson and Investment Manager Lashel White, the trio reflect on how historically when gold starts to climb, it’s a critical signal about confidence. Manager of Corporate Advisory Services Angelo Butler discusses the quiet but important trend in the global market right now where gold prices are rising once again. Joined by Vice President of Investment Pamela Ferguson and Investment Manager Lashel White, the trio reflect on how historically when gold starts to climb, it’s a critical signal about confidence. https://www.cfal.com/podcast/cfal-talks-episode-143-the-global-gold-rush-and-what-it-means-for-the-bahamas Fri, 13 Feb 2026 00:00:00 GMT CFAL 27:27 no https://www.cfal.com/podcast/cfal-talks-episode-143-the-global-gold-rush-and-what-it-means-for-the-bahamas Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the sacrifices associated with achieving wealth and what it really costs in terms of your time, peace and comfort to maintain a life of financial wealth. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the sacrifices associated with achieving wealth and what it really costs in terms of your time, peace and comfort to maintain a life of financial wealth. https://www.cfal.com/podcast/cfal-talks-episode-142-the Tue, 03 Feb 2026 00:00:00 GMT CFAL 26:56 no https://www.cfal.com/podcast/cfal-talks-episode-142-the Whether we realize it or not, confidence plays a role in almost every area of our lives. In this episode Financial Literacy Coaches Richard Pinder and Shanice Taylor give discuss why financial confidence matters and provide tips and strategies on how one can feel more confident with their financial habits. Whether we realize it or not, confidence plays a role in almost every area of our lives. In this episode Financial Literacy Coaches Richard Pinder and Shanice Taylor give discuss why financial confidence matters and provide tips and strategies on how one can feel more confident with their financial habits. https://www.cfal.com/podcast/cfal-talks-episode-141-building-financial-confidence Tue, 27 Jan 2026 00:00:00 GMT CFAL 28:46 no https://www.cfal.com/podcast/cfal-talks-episode-141-building-financial-confidence In this first episode of the New Year, our Host and Vice President of Investment Pamela Ferguson shares her economic wish list for the Bahamas in 2026, along with Investment Manager Lashell White and Manager of Corporate Advisory Services Angelo Butler. In this first episode of the New Year, our Host and Vice President of Investment Pamela Ferguson shares her economic wish list for the Bahamas in 2026, along with Investment Manager Lashell White and Manager of Corporate Advisory Services Angelo Butler. https://www.cfal.com/podcast/cfal-talks-episode-140-2026-economic-wish-list-for-the-bahamas Mon, 19 Jan 2026 00:00:00 GMT CFAL 29:21 no https://www.cfal.com/podcast/cfal-talks-episode-140-2026-economic-wish-list-for-the-bahamas While the holidays can bring joy, they can also bring immense stress. Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how spending habits around Christmas time are influenced by psychological factors we may not be aware of. While the holidays can bring joy, they can also bring immense stress. Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how spending habits around Christmas time are influenced by psychological factors we may not be aware of. https://www.cfal.com/podcast/cfal-talks-episode-139-the-psychology-of Mon, 15 Dec 2025 00:00:00 GMT CFAL 26:36 no https://www.cfal.com/podcast/cfal-talks-episode-139-the-psychology-of In a world where getting what you want and when you want it is the norm, it’s easy to see how many people overextend themselves and end up having to rely on borrowing from friends and family members to hold them over. Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the complexities of lending and borrowing from those we love and trust. In a world where getting what you want and when you want it is the norm, it’s easy to see how many people overextend themselves and end up having to rely on borrowing from friends and family members to hold them over. Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the complexities of lending and borrowing from those we love and trust. https://www.cfal.com/podcast/cfal-talks-episode-138-to-lend-to-give Mon, 08 Dec 2025 00:00:00 GMT CFAL 28:18 no https://www.cfal.com/podcast/cfal-talks-episode-138-to-lend-to-give Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor continue their conversation with financial legend and former CFAL Chairman James Smith. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor continue their conversation with financial legend and former CFAL Chairman James Smith. https://www.cfal.com/podcast/cfal-talks-episode-137-a-conversation-with-a-financial-legend-pt-ii Mon, 01 Dec 2025 00:00:00 GMT CFAL 25:51 no https://www.cfal.com/podcast/cfal-talks-episode-137-a-conversation-with-a-financial-legend-pt-ii Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor sit down with CFAL Chairman James Smith, a respected voice on matters impacting the economy and national development, to discuss his long and illustrious career in financial services, serving as Central Bank Governor, Minister of State in the Ministry of Finance, as well as a director on numerous boards. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor sit down with CFAL Chairman James Smith, a respected voice on matters impacting the economy and national development, to discuss his long and illustrious career in financial services, serving as Central Bank Governor, Minister of State in the Ministry of Finance, as well as a director on numerous boards. https://www.cfal.com/podcast/cfal-talks-episode-136-a-conversation-with-a-financial-legend-pt-i Mon, 24 Nov 2025 00:00:00 GMT CFAL 27:41 no https://www.cfal.com/podcast/cfal-talks-episode-136-a-conversation-with-a-financial-legend-pt-i Elections may seem like routine political events, but they also serve as a reminder of how leadership and accountability influence the economic narrative of our country. Every Member of Parliament carries more than a title — they carry the trust of a community, and the weight of choices that influence jobs, investment, education, and the cost of living. Our economics team discusses this dynamic. Elections may seem like routine political events, but they also serve as a reminder of how leadership and accountability influence the economic narrative of our country. Every Member of Parliament carries more than a title — they carry the trust of a community, and the weight of choices that influence jobs, investment, education, and the cost of living. Our economics team discusses this dynamic. https://www.cfal.com/podcast/cfal-talks-episode-135-politics-performance-and-the-price-of-progress Tue, 11 Nov 2025 00:00:00 GMT CFAL 28:39 no https://www.cfal.com/podcast/cfal-talks-episode-135-politics-performance-and-the-price-of-progress In The Bahamas today, the word home carries tension. On one side, we hear that the country has over 25,000 vacant dwellings; on the other, there’s a growing cry that ordinary Bahamians can’t afford to live where they work and that young families are priced out of the market. So, what’s really happening? Our host Pamela Ferguson uncovers the truth behind the numbers with our economics team. In The Bahamas today, the word home carries tension. On one side, we hear that the country has over 25,000 vacant dwellings; on the other, there’s a growing cry that ordinary Bahamians can’t afford to live where they work and that young families are priced out of the market. So, what’s really happening? Our host Pamela Ferguson uncovers the truth behind the numbers with our economics team. https://www.cfal.com/podcast/cfal-talks-episode-134-what-about-the-bahamas-housing-crisis Tue, 04 Nov 2025 00:00:00 GMT CFAL 29:54 no https://www.cfal.com/podcast/cfal-talks-episode-134-what-about-the-bahamas-housing-crisis From government policies to our own productivity, how do we protect ourselves from external shocks and other unexpected events that may impact our financial position? In this episode our economics teams sheds light on how nations and individuals can build resilience in the face of uncertainty. From government policies to our own productivity, how do we protect ourselves from external shocks and other unexpected events that may impact our financial position? In this episode our economics teams sheds light on how nations and individuals can build resilience in the face of uncertainty. https://www.cfal.com/podcast/cfal-talks-episode-133-building-economic-resilience Tue, 28 Oct 2025 00:00:00 GMT CFAL 28:56 no https://www.cfal.com/podcast/cfal-talks-episode-133-building-economic-resilience In these times when financial information and data are circulating on various platforms, people need to be especially careful of securing their personal data. Bad actors are sadly abundant and their sole purpose is to manipulate the data you share in a detrimental way to you. In this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore financial privacy. In these times when financial information and data are circulating on various platforms, people need to be especially careful of securing their personal data. Bad actors are sadly abundant and their sole purpose is to manipulate the data you share in a detrimental way to you. In this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore financial privacy. https://www.cfal.com/podcast/cfal-talks-episode-132-financial-privacy Tue, 14 Oct 2025 00:00:00 GMT CFAL 29:0 no https://www.cfal.com/podcast/cfal-talks-episode-132-financial-privacy At a time when many small economies are trying to duck and dodge the effects of global shocks, the move by SP Global Ratings to raise The Bahamas’ long-term foreign and local currency sovereign rating to BB- from B+ with a stable outlook is more than just an upgrade. In this episode, we will dissect S&P’s analysis: what drove the upgrade, what risks remain, and what lessons it holds. At a time when many small economies are trying to duck and dodge the effects of global shocks, the move by SP Global Ratings to raise The Bahamas’ long-term foreign and local currency sovereign rating to BB- from B+ with a stable outlook is more than just an upgrade. In this episode, we will dissect S&P’s analysis: what drove the upgrade, what risks remain, and what lessons it holds. https://www.cfal.com/podcast/cfal-talks-episode-131-from-progress-to-purpose-the-s-p-global-upgrade Tue, 07 Oct 2025 00:00:00 GMT CFAL 29:55 no https://www.cfal.com/podcast/cfal-talks-episode-131-from-progress-to-purpose-the-s-p-global-upgrade Many of us remember the days when a carton of eggs cost about $2, a bag of sweet grapes cost about $3 and strawberries were an affordable luxury of about $5 per carton. But times have changed a weekly trip to the grocery store has become a thing of dread for some many of us. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore why eating healthy feels like a luxury. Many of us remember the days when a carton of eggs cost about $2, a bag of sweet grapes cost about $3 and strawberries were an affordable luxury of about $5 per carton. But times have changed a weekly trip to the grocery store has become a thing of dread for some many of us. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore why eating healthy feels like a luxury. https://www.cfal.com/podcast/cfal-talks-episode-130-why-does-eating-healthy-feel-like-a-luxury Fri, 26 Sep 2025 00:00:00 GMT CFAL 27:27 no https://www.cfal.com/podcast/cfal-talks-episode-130-why-does-eating-healthy-feel-like-a-luxury The third week of September is Pensions Awareness week. CFAL Talks’ Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the question on the minds of many workers as they age, “will I ever retire?” The third week of September is Pensions Awareness week. CFAL Talks’ Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the question on the minds of many workers as they age, “will I ever retire?” https://www.cfal.com/podcast/cfal-talks-episode-129-will-i-ever-retire Thu, 25 Sep 2025 00:00:00 GMT CFAL 27:48 no https://www.cfal.com/podcast/cfal-talks-episode-129-will-i-ever-retire The impact of artificial intelligence has been seen and felt across many industries and continues to influence decisions on how company plan for the future. But the question remains, how will the job market look as this technology continues to grow, and how will it impact the workforce? Certified Financial Planners Richard Pinder and Shanice Taylor explore the Future of Work in this episode. The impact of artificial intelligence has been seen and felt across many industries and continues to influence decisions on how company plan for the future. But the question remains, how will the job market look as this technology continues to grow, and how will it impact the workforce? Certified Financial Planners Richard Pinder and Shanice Taylor explore the Future of Work in this episode. https://www.cfal.com/podcast/cfal-talks-episode-128-the-future-of-work-will-ai-make-soft-skills-obsolete Tue, 16 Sep 2025 00:00:00 GMT CFAL 27:26 no https://www.cfal.com/podcast/cfal-talks-episode-128-the-future-of-work-will-ai-make-soft-skills-obsolete Emerging industries like renewable energy and artificial intelligence are reshaping the employment landscape. But are we preparing our students to take advantage of these advancements in the job market? Senior Financial Literacy Coaches Shanice Taylor and Richard Pinder explore these important new developments. Emerging industries like renewable energy and artificial intelligence are reshaping the employment landscape. But are we preparing our students to take advantage of these advancements in the job market? Senior Financial Literacy Coaches Shanice Taylor and Richard Pinder explore these important new developments. https://www.cfal.com/podcast/cfal-talks-episode-127-preparing-students-for-jobs-of-the-future Tue, 09 Sep 2025 00:00:00 GMT CFAL 28:45 no https://www.cfal.com/podcast/cfal-talks-episode-127-preparing-students-for-jobs-of-the-future We’ve all heard the saying, “two can live cheaper than one.” But is that really true in today’s world of rising costs and financial pressures? Senior Financial Literacy Coach Richard Pinder and Marketing Coordinator Paige McCartney explore whether couples truly have an edge when it comes to building wealth. We’ve all heard the saying, “two can live cheaper than one.” But is that really true in today’s world of rising costs and financial pressures? Senior Financial Literacy Coach Richard Pinder and Marketing Coordinator Paige McCartney explore whether couples truly have an edge when it comes to building wealth. https://www.cfal.com/podcast/cfal-talks-episode-126-does-marriage-build-or-break-wealth Tue, 02 Sep 2025 12:00:00 GMT CFAL 26:4 no https://www.cfal.com/podcast/cfal-talks-episode-126-does-marriage-build-or-break-wealth We often think generational wealth is a concept for the mega rich, but it is equally important for the middle class. Join host Pamela Ferguson as she and her team of economic and financial experts discuss how to build generational wealth and protect it from turning to ashes. We often think generational wealth is a concept for the mega rich, but it is equally important for the middle class. Join host Pamela Ferguson as she and her team of economic and financial experts discuss how to build generational wealth and protect it from turning to ashes. https://www.cfal.com/podcast/cfal-talks-episode-125-from-bricks-to-ashes-ending-the-generational-wealth-curse Tue, 02 Sep 2025 11:50:00 GMT CFAL 29:50 no https://www.cfal.com/podcast/cfal-talks-episode-125-from-bricks-to-ashes-ending-the-generational-wealth-curse Aspiring engineer Donald Saunders II didn’t just ask for a summer internship at CFAL, he earned it and exceeded expectations. The 4.0 St. John’s College graduate joins Senior Financial Literacy Coach Shanice Taylor and Corporate Advisory Manager Angelo Butler to share what he discovered about the world of investing, and how those lessons are shaping his path as he begins his college journey. Aspiring engineer Donald Saunders II didn’t just ask for a summer internship at CFAL, he earned it and exceeded expectations. The 4.0 St. John’s College graduate joins Senior Financial Literacy Coach Shanice Taylor and Corporate Advisory Manager Angelo Butler to share what he discovered about the world of investing, and how those lessons are shaping his path as he begins his college journey. https://www.cfal.com/podcast/cfal-talks-episode-124-get-to-know-cfal-summer-intern-don-saunders-ii Tue, 02 Sep 2025 00:00:00 GMT CFAL 27:26 no https://www.cfal.com/podcast/cfal-talks-episode-124-get-to-know-cfal-summer-intern-don-saunders-ii For a lot of parents the month of August means preparing for back-to-school and the sometimes high cost of it. Outside of school fees, there are uniforms, shoes, books, and a laundry list of things our little ones need. Paige McCartney chats with Investment Manager Tiffany Cartwright and Private Wealth Manager Jeanelle Francis, both moms and financial experts, share how they tackle it all. For a lot of parents the month of August means preparing for back-to-school and the sometimes high cost of it. Outside of school fees, there are uniforms, shoes, books, and a laundry list of things our little ones need. Paige McCartney chats with Investment Manager Tiffany Cartwright and Private Wealth Manager Jeanelle Francis, both moms and financial experts, share how they tackle it all. https://www.cfal.com/podcast/cfal-talks-episode-123-the-financial-strain-of-back-to-school-and-how-to-prepare-for-it Tue, 12 Aug 2025 00:00:00 GMT CFAL 28:43 no https://www.cfal.com/podcast/cfal-talks-episode-123-the-financial-strain-of-back-to-school-and-how-to-prepare-for-it Your credit score has become an increasing aspect of your financial plan, understanding your score and the body responsible for generating this information has become crucial. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor breakdown the role of the Bahamas Credit Bureau in assessing your financial position and how to reset your score if it is not desirable. Your credit score has become an increasing aspect of your financial plan, understanding your score and the body responsible for generating this information has become crucial. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor breakdown the role of the Bahamas Credit Bureau in assessing your financial position and how to reset your score if it is not desirable. https://www.cfal.com/podcast/cfal-talks-episode-122-how-to-fix-bad-credit-in-the-bahamas Tue, 29 Jul 2025 00:00:00 GMT CFAL 27:46 no https://www.cfal.com/podcast/cfal-talks-episode-122-how-to-fix-bad-credit-in-the-bahamas Behind the excitement of building business lies a set of financial challenges, especially on a personal level. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the realities of becoming an entrepreneur. Behind the excitement of building business lies a set of financial challenges, especially on a personal level. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the realities of becoming an entrepreneur. https://www.cfal.com/podcast/cfal-talks-episode-121-the-financial-realities-of-entrepreneurship Tue, 22 Jul 2025 00:00:00 GMT CFAL 26:55 no https://www.cfal.com/podcast/cfal-talks-episode-121-the-financial-realities-of-entrepreneurship There’s a long-standing debate whereby people question should I focus more on saving or should or focus more on earning to achieve financial goals. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the benefits of both strategies. There’s a long-standing debate whereby people question should I focus more on saving or should or focus more on earning to achieve financial goals. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the benefits of both strategies. https://www.cfal.com/podcast/cfal-talks-episode-120-save-more-or-earn-more-which-is-better Mon, 21 Jul 2025 00:00:00 GMT CFAL 28:48 no https://www.cfal.com/podcast/cfal-talks-episode-120-save-more-or-earn-more-which-is-better Each year the national budget gives us a detailed look at how The Bahamas earns, spends borrows and saves money. It’s not just a government update but an opportunity to help Bahamians understand the choices that shape our daily lives. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how this impact you. Each year the national budget gives us a detailed look at how The Bahamas earns, spends borrows and saves money. It’s not just a government update but an opportunity to help Bahamians understand the choices that shape our daily lives. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how this impact you. https://www.cfal.com/podcast/cfal-talks-episode-119-how-does-the-national-budget-affect-my-life Sun, 20 Jul 2025 00:00:00 GMT CFAL 28:14 no https://www.cfal.com/podcast/cfal-talks-episode-119-how-does-the-national-budget-affect-my-life In this episode we explore the Davis administration’s debt management policies as it conducts another foreign currency buyback amid the looming maturing of national debt. Join our host Pamela Ferguson alongside Angelo Butler and Lashell White as they unpack this strategy and explain how it impacts the average Bahamian. In this episode we explore the Davis administration’s debt management policies as it conducts another foreign currency buyback amid the looming maturing of national debt. Join our host Pamela Ferguson alongside Angelo Butler and Lashell White as they unpack this strategy and explain how it impacts the average Bahamian. https://www.cfal.com/podcast/cfal-talks-episode-118-government-foreign-currency-bond-buyback Mon, 30 Jun 2025 00:00:00 GMT CFAL 28:44 no https://www.cfal.com/podcast/cfal-talks-episode-118-government-foreign-currency-bond-buyback In our daily lives, maintaining focus on improving our financial situation while safeguarding our mental health can be challenging. In we discuss why it's essential to recognize the importance of mental health in achieving financial success and overall life satisfaction. In our daily lives, maintaining focus on improving our financial situation while safeguarding our mental health can be challenging. In we discuss why it's essential to recognize the importance of mental health in achieving financial success and overall life satisfaction. https://www.cfal.com/podcast/cfal-talks-episode-117-the-impact-of-your-finances-on-your-mental-health Fri, 20 Jun 2025 00:00:00 GMT CFAL 27:44 no https://www.cfal.com/podcast/cfal-talks-episode-117-the-impact-of-your-finances-on-your-mental-health We continue our discussion on overcoming poverty in The Bahamas as Senior Financial Literacy Coaches Shanice Taylor and Richard Pinder conduct a deep dive into how Bahamians who find themselves living below the poverty line can break the sometimes-generational cycle. We continue our discussion on overcoming poverty in The Bahamas as Senior Financial Literacy Coaches Shanice Taylor and Richard Pinder conduct a deep dive into how Bahamians who find themselves living below the poverty line can break the sometimes-generational cycle. https://www.cfal.com/podcast/cfal-talks-episode-116-overcoming-poverty-pt-2 Tue, 03 Jun 2025 17:00:00 GMT CFAL 28:29 no https://www.cfal.com/podcast/cfal-talks-episode-116-overcoming-poverty-pt-2 We often attribute success to financial wealth, sometime causing us to lose focus on what truly matters when it comes to building wealth. In this episode, Senior Financial Literacy Coaches Shanice Taylor and Richard Pinder explore how pursuing success goes beyond financial gains. We often attribute success to financial wealth, sometime causing us to lose focus on what truly matters when it comes to building wealth. In this episode, Senior Financial Literacy Coaches Shanice Taylor and Richard Pinder explore how pursuing success goes beyond financial gains. https://www.cfal.com/podcast/cfal-talks-episode-115-habits-to-become-wealthy-pt-2 Tue, 03 Jun 2025 15:00:00 GMT CFAL 28:6 no https://www.cfal.com/podcast/cfal-talks-episode-115-habits-to-become-wealthy-pt-2 In recent months, discussions around a potential U.S. recession have intensified, raising concerns about its impact on our own economy here in The Bahamas. However, it's important to approach these projections with a balanced, data driven perspective. In this episode, our economic experts takes a look at The Bahamas’ current economic standing compared to its position. In recent months, discussions around a potential U.S. recession have intensified, raising concerns about its impact on our own economy here in The Bahamas. However, it's important to approach these projections with a balanced, data driven perspective. In this episode, our economic experts takes a look at The Bahamas’ current economic standing compared to its position. https://www.cfal.com/podcast/allaying-fears-of-another-recession Tue, 03 Jun 2025 00:00:00 GMT CFAL 27:59 no https://www.cfal.com/podcast/allaying-fears-of-another-recession Although The Bahamas is considered a high-income nation in the Caribbean, with an official poverty rate of 12.8%, the true picture is more complicated. Many Bahamians struggle to move beyond survival mode, trapped by circumstances that make financial advancement almost impossible. Listen as Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the complexities of poverty. Although The Bahamas is considered a high-income nation in the Caribbean, with an official poverty rate of 12.8%, the true picture is more complicated. Many Bahamians struggle to move beyond survival mode, trapped by circumstances that make financial advancement almost impossible. Listen as Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the complexities of poverty. https://www.cfal.com/podcast/cfal-talks-episode-113-overcoming-poverty-pt-i Fri, 16 May 2025 00:00:00 GMT CFAL 27:23 no https://www.cfal.com/podcast/cfal-talks-episode-113-overcoming-poverty-pt-i The saying goes, the biggest risk a person can take is taking no risk at all. But does that always apply to your finances? In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss what happens to your finances when you are too risk averse. The saying goes, the biggest risk a person can take is taking no risk at all. But does that always apply to your finances? In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss what happens to your finances when you are too risk averse. https://www.cfal.com/podcast/cfal-talks-episode-112-no-risk-no-reward Fri, 09 May 2025 00:00:00 GMT CFAL 28:58 no https://www.cfal.com/podcast/cfal-talks-episode-112-no-risk-no-reward They say money can’t buy happiness—and maybe that’s true. But what if we told you that it is true… sort of? According to a growing body of research, there’s a consistent link between wealth and life satisfaction. Put simply: the wealthier you are, the more likely you are to be satisfied with your life. Financial Literacy Coordinator Shanice Taylor explains why in this episode of CFAL Talks. They say money can’t buy happiness—and maybe that’s true. But what if we told you that it is true… sort of? According to a growing body of research, there’s a consistent link between wealth and life satisfaction. Put simply: the wealthier you are, the more likely you are to be satisfied with your life. Financial Literacy Coordinator Shanice Taylor explains why in this episode of CFAL Talks. https://www.cfal.com/podcast/cfal-talks-episode-111-habits-to-become-wealthy Tue, 15 Apr 2025 00:00:00 GMT CFAL 27:33 no https://www.cfal.com/podcast/cfal-talks-episode-111-habits-to-become-wealthy As global policies shift, domestic tax adjustments take shape, and national debt continues to rise, we discuss the far-reaching impacts of these forces on everyday Bahamians. What do these changes mean Bahamians? How will they affect your wallet, your job, and the nation? Our host and VP of Investment Pamela Ferguson explores this dynamic with Financial Analysts Angelo Butler and Lashell White. As global policies shift, domestic tax adjustments take shape, and national debt continues to rise, we discuss the far-reaching impacts of these forces on everyday Bahamians. What do these changes mean Bahamians? How will they affect your wallet, your job, and the nation? Our host and VP of Investment Pamela Ferguson explores this dynamic with Financial Analysts Angelo Butler and Lashell White. https://www.cfal.com/podcast/cfal-talks-episode-110-the-current-state-of-the-bahamian-economy Tue, 08 Apr 2025 00:00:00 GMT CFAL 30:0 no https://www.cfal.com/podcast/cfal-talks-episode-110-the-current-state-of-the-bahamian-economy Purchasing a home is one of the most significant financial decisions many Bahamians will make in their lifetime. But with the real estate market facing various challenges the dream of homeownership can seem unattainable for many. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how through planning and the right financial tools, Bahamians can achieve homeownership. Purchasing a home is one of the most significant financial decisions many Bahamians will make in their lifetime. But with the real estate market facing various challenges the dream of homeownership can seem unattainable for many. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how through planning and the right financial tools, Bahamians can achieve homeownership. https://www.cfal.com/podcast/cfal-talks-episode-109-purchasing-your-first-home Tue, 01 Apr 2025 22:00:00 GMT CFAL 28:8 no https://www.cfal.com/podcast/cfal-talks-episode-109-purchasing-your-first-home The widening gap in affordability in the real estate market in The Bahamas has been recognized by both government and key players in the real estate sector. In this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore how the average Bahamian can invest in real estate amidst the housing crisis in The Bahamas. The widening gap in affordability in the real estate market in The Bahamas has been recognized by both government and key players in the real estate sector. In this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore how the average Bahamian can invest in real estate amidst the housing crisis in The Bahamas. https://www.cfal.com/podcast/cfal-talks-episode-108 Tue, 01 Apr 2025 00:00:00 GMT CFAL 29:0 no https://www.cfal.com/podcast/cfal-talks-episode-108 In today’s challenging economic climate, small and medium-sized businesses play a critical role in driving growth and stability. Sophisticated investors closely monitor these businesses as key indicators of economic health. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore essential financial strategies that small and medium-sized businesses must consider In today’s challenging economic climate, small and medium-sized businesses play a critical role in driving growth and stability. Sophisticated investors closely monitor these businesses as key indicators of economic health. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore essential financial strategies that small and medium-sized businesses must consider https://www.cfal.com/podcast/cfal-talks-episode-107-financial-tips-for-a-successful-small-business Tue, 18 Mar 2025 00:00:00 GMT CFAL 28:0 no https://www.cfal.com/podcast/cfal-talks-episode-107-financial-tips-for-a-successful-small-business In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the broad world of financial technology (fintech). They discuss how fintech impacts both businesses and individuals, explore ways to seamlessly integrate it into our daily transactions, and share insights on advancing the use of fintech in our everyday lives. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the broad world of financial technology (fintech). They discuss how fintech impacts both businesses and individuals, explore ways to seamlessly integrate it into our daily transactions, and share insights on advancing the use of fintech in our everyday lives. https://www.cfal.com/podcast/cfal-talks-episode-106 Mon, 17 Mar 2025 00:00:00 GMT CFAL 28:21 no https://www.cfal.com/podcast/cfal-talks-episode-106 As a nation closely tied to the U.S. economically, this episode examines the implications of the US trade war with Canada, Mexico and China for The Bahamas. Our financial analysts join host Pamela Ferguson, VP of Investments, to unpack the complexities of this trade policy and explore what it could mean for both the Bahamian economy and the global market at large. As a nation closely tied to the U.S. economically, this episode examines the implications of the US trade war with Canada, Mexico and China for The Bahamas. Our financial analysts join host Pamela Ferguson, VP of Investments, to unpack the complexities of this trade policy and explore what it could mean for both the Bahamian economy and the global market at large. https://www.cfal.com/podcast/cfal-talks-episode-105-the-impact-of Thu, 06 Mar 2025 00:00:00 GMT CFAL 29:50 no https://www.cfal.com/podcast/cfal-talks-episode-105-the-impact-of In recent months, a heated debate has come up about whether couples should go 50/50 in a relationship, with proponents of each side doggedly defending their point of view. As we continue our month of love discussions, join Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor as they tackle this sometimes-polarizing topic. In recent months, a heated debate has come up about whether couples should go 50/50 in a relationship, with proponents of each side doggedly defending their point of view. As we continue our month of love discussions, join Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor as they tackle this sometimes-polarizing topic. https://www.cfal.com/podcast/cfal-talks-episode-104-myths-about-marriage-and-money Tue, 25 Feb 2025 00:00:00 GMT CFAL 28:21 no https://www.cfal.com/podcast/cfal-talks-episode-104-myths-about-marriage-and-money When we think about protecting the people we love, we often think of ways to keep them safe from physical harm or abuse. But it is equally important to protect our loved ones financially so that in the event there is some unforeseen emergency or tragedy, they are not left to fend for themselves. Join Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor for this important topic. When we think about protecting the people we love, we often think of ways to keep them safe from physical harm or abuse. But it is equally important to protect our loved ones financially so that in the event there is some unforeseen emergency or tragedy, they are not left to fend for themselves. Join Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor for this important topic. https://www.cfal.com/podcast/cfal-talks-episode-103-protecting-your-loved-ones-financially Mon, 24 Feb 2025 00:00:00 GMT CFAL 28:28 no https://www.cfal.com/podcast/cfal-talks-episode-103-protecting-your-loved-ones-financially We focus so much on our relationships with others, we can forget to nurture our relationship with money—creating unnecessary stress or financial strain. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how you can stop letting impulsive spending drive your decisions, especially around holidays like Valentine’s Day. We focus so much on our relationships with others, we can forget to nurture our relationship with money—creating unnecessary stress or financial strain. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how you can stop letting impulsive spending drive your decisions, especially around holidays like Valentine’s Day. https://www.cfal.com/podcast/cfal-talks-episode-102-master-your-relationship-with-money Fri, 14 Feb 2025 00:00:00 GMT CFAL 28:26 no https://www.cfal.com/podcast/cfal-talks-episode-102-master-your-relationship-with-money In this episode, our Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how scammers use emotional manipulation and deceit to target vulnerable people. Listen as they offer practical tips on how to protect yourself from significant financial losses through romance fraud. In this episode, our Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how scammers use emotional manipulation and deceit to target vulnerable people. Listen as they offer practical tips on how to protect yourself from significant financial losses through romance fraud. https://www.cfal.com/podcast/cfal-talks-financial-literacy-episode-101-protecting-yourself-from-romance-fraud Thu, 06 Feb 2025 00:00:00 GMT CFAL 27:41 no https://www.cfal.com/podcast/cfal-talks-financial-literacy-episode-101-protecting-yourself-from-romance-fraud In this very special episode of CFAL Talks, all of our hosts join to reflect on the early stages of forming a podcast, the journey to 100 episodes and look to the future of CFAL Talks and the role it can play in influencing how Bahamians think about the economy and their personal finances. In this very special episode of CFAL Talks, all of our hosts join to reflect on the early stages of forming a podcast, the journey to 100 episodes and look to the future of CFAL Talks and the role it can play in influencing how Bahamians think about the economy and their personal finances. https://www.cfal.com/podcast/cfal-talks-episode-100-a-milestone Tue, 28 Jan 2025 00:00:00 GMT CFAL 29:37 no https://www.cfal.com/podcast/cfal-talks-episode-100-a-milestone The escalating murder and crime rate in The Bahamas has long held its grip on society, but new data has shed some light on the true cost of crime, beyond the statistics. Join host Pamela Ferguson as she unveils the true cost of crime in violence on the economy with Angelo Butler and Lashell White. The escalating murder and crime rate in The Bahamas has long held its grip on society, but new data has shed some light on the true cost of crime, beyond the statistics. Join host Pamela Ferguson as she unveils the true cost of crime in violence on the economy with Angelo Butler and Lashell White. https://www.cfal.com/podcast/cfal-talks-episode-99-the-cost-of-crime-and-violence-on-the-economy Wed, 22 Jan 2025 00:00:00 GMT CFAL 30:39 no https://www.cfal.com/podcast/cfal-talks-episode-99-the-cost-of-crime-and-violence-on-the-economy The holiday season is upon us, and while it’s a time of joy, celebration, and family, it can also be a period of financial stress. From buying gifts and hosting gatherings to last-minute travel plans, the holiday expenses can pile up quickly if we’re not careful. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss balancing it all with Settlements Manager Tamara Evans. The holiday season is upon us, and while it’s a time of joy, celebration, and family, it can also be a period of financial stress. From buying gifts and hosting gatherings to last-minute travel plans, the holiday expenses can pile up quickly if we’re not careful. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss balancing it all with Settlements Manager Tamara Evans. https://www.cfal.com/podcast/cfal-talks-episode-98-unwrap-the-ultimate-holiday-gift-for-a-prosperous-new-year Wed, 04 Dec 2024 00:00:00 GMT CFAL 29:2 no https://www.cfal.com/podcast/cfal-talks-episode-98-unwrap-the-ultimate-holiday-gift-for-a-prosperous-new-year Scams are becoming more prevalent every day, and there are an increasing number of people being defrauded out of their hard-earned money and life's savings. Understanding these schemes is very important to protect your finances. In this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explain how you can safeguard your money against fraud. Scams are becoming more prevalent every day, and there are an increasing number of people being defrauded out of their hard-earned money and life's savings. Understanding these schemes is very important to protect your finances. In this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explain how you can safeguard your money against fraud. https://www.cfal.com/podcast/cfal-talks-episode-97 Tue, 26 Nov 2024 00:00:00 GMT CFAL 28:25 no https://www.cfal.com/podcast/cfal-talks-episode-97 In our latest episode, our team of economic experts analyzes the historic yet polarizing results of the US elections; and discusses the proposed economic policies of President Elect Donald Trump and what they mean for America, The Bahamas, and the rest of the world. In our latest episode, our team of economic experts analyzes the historic yet polarizing results of the US elections; and discusses the proposed economic policies of President Elect Donald Trump and what they mean for America, The Bahamas, and the rest of the world. https://www.cfal.com/podcast/cfal-talks-episode-96-president-elect-donald-trump-s-economic-policies-their-impact-on-the-bahamas Wed, 13 Nov 2024 00:00:00 GMT CFAL 29:27 no https://www.cfal.com/podcast/cfal-talks-episode-96-president-elect-donald-trump-s-economic-policies-their-impact-on-the-bahamas In this continuation of our previous episode, Vice President of Investments Pamela Ferguson discusses the state of the Bahamian economy three years into the Davis administration's term, with Corporate Advisory Services Manager Angelo Butler and Investment Manager Lashell White. In this continuation of our previous episode, Vice President of Investments Pamela Ferguson discusses the state of the Bahamian economy three years into the Davis administration's term, with Corporate Advisory Services Manager Angelo Butler and Investment Manager Lashell White. https://www.cfal.com/podcast/cfal-talks-episode-95-s-p-global-s-review-of-the-bahamian-economy-part-ii Thu, 07 Nov 2024 00:00:00 GMT CFAL 28:55 no https://www.cfal.com/podcast/cfal-talks-episode-95-s-p-global-s-review-of-the-bahamian-economy-part-ii Sovereign rating agency Standard and Poor's recently affirmed The Bahamas’ B+ long-term rating and held the country’s economic outlook as stable. In this episode CFAL's experts explore the economic policies of the Davis administration and whether their effectiveness over its first three years in office has contributed to the country's economic stability. Sovereign rating agency Standard and Poor's recently affirmed The Bahamas’ B+ long-term rating and held the country’s economic outlook as stable. In this episode CFAL's experts explore the economic policies of the Davis administration and whether their effectiveness over its first three years in office has contributed to the country's economic stability. https://www.cfal.com/podcast/cfal-talks-episode-94 Fri, 01 Nov 2024 00:00:00 GMT CFAL 28:0 no https://www.cfal.com/podcast/cfal-talks-episode-94 Each generation—from Gen Z to Baby Boomers—approaches money, saving, and investing with its own unique perspective. In this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor are joined by Corporate Advisory Analyst Shania Darville and Junior Portfolio Assistant Noel Seymour explore the diverse habits of each generational group. Each generation—from Gen Z to Baby Boomers—approaches money, saving, and investing with its own unique perspective. In this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor are joined by Corporate Advisory Analyst Shania Darville and Junior Portfolio Assistant Noel Seymour explore the diverse habits of each generational group. https://www.cfal.com/podcast/cfal-talks-episode-93-from-gen-z-to-boomers Tue, 22 Oct 2024 00:00:00 GMT CFAL 27:56 no https://www.cfal.com/podcast/cfal-talks-episode-93-from-gen-z-to-boomers In a country where there is high consumer debt, the average bank account has less than $1,000 saved and most companies do not offer pension plans to their employees, the need for personal finance education has never been more pressing. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explain why arming yourself with basic financial concepts is crucial. In a country where there is high consumer debt, the average bank account has less than $1,000 saved and most companies do not offer pension plans to their employees, the need for personal finance education has never been more pressing. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explain why arming yourself with basic financial concepts is crucial. https://www.cfal.com/podcast/cfal-talks-episode-92-the-wealth-of-a-nation Mon, 21 Oct 2024 00:00:00 GMT CFAL 29:20 no https://www.cfal.com/podcast/cfal-talks-episode-92-the-wealth-of-a-nation Life can be unpredictable; in this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor share practical tips and encouragement to cope with job loss and how to take setbacks as opportunities for growth. Life can be unpredictable; in this episode Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor share practical tips and encouragement to cope with job loss and how to take setbacks as opportunities for growth. https://www.cfal.com/podcast/cfal-talks-episode-91-major-life-events-rebuilding-after-job-or-income-loss Thu, 03 Oct 2024 00:00:00 GMT CFAL 27:54 no https://www.cfal.com/podcast/cfal-talks-episode-91-major-life-events-rebuilding-after-job-or-income-loss From account maintenance charges to ATM and overdraft fees, and now deposit fees the rising costs of commercial bank fees in The Bahamas has become a mounting concern for thousands of people. Our host VP of Investments Pamela Ferguson explores what can be done to bring relief to bank customers with Corporate Advisory Services Manager Angelo Butler and Investment Manager Lashell White. From account maintenance charges to ATM and overdraft fees, and now deposit fees the rising costs of commercial bank fees in The Bahamas has become a mounting concern for thousands of people. Our host VP of Investments Pamela Ferguson explores what can be done to bring relief to bank customers with Corporate Advisory Services Manager Angelo Butler and Investment Manager Lashell White. https://www.cfal.com/podcast/cfal-talks-episode-90 Tue, 24 Sep 2024 00:00:00 GMT CFAL 31:27 no https://www.cfal.com/podcast/cfal-talks-episode-90 When it comes to sound financial and investment decisions, it's important that you are surrounded by people who encourage you and point you in the right direction. In this new episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor ask, "who's in your financial circle?" Tune in to hear why your friends matter when it comes to money matters. When it comes to sound financial and investment decisions, it's important that you are surrounded by people who encourage you and point you in the right direction. In this new episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor ask, "who's in your financial circle?" Tune in to hear why your friends matter when it comes to money matters. https://www.cfal.com/podcast/cfal-talks-episode-89 Mon, 23 Sep 2024 00:00:00 GMT CFAL 25:34 no https://www.cfal.com/podcast/cfal-talks-episode-89 Given the far-reaching long-term benefits of a modernized power grid in New Providence, CFAL was excited to partner with Bahamas Grid Company in raising funding for the upgrade of the island’s electrical infrastructure. In this episode, our host Pamela Ferguson discusses the $100 million bond offering CFAL recently conducted for the project, with... Given the far-reaching long-term benefits of a modernized power grid in New Providence, CFAL was excited to partner with Bahamas Grid Company in raising funding for the upgrade of the island’s electrical infrastructure. In this episode, our host Pamela Ferguson discusses the $100 million bond offering CFAL recently conducted for the project, with... https://www.cfal.com/podcast/cfal-talks-episode-88-energy-reform-in-the-bahamas-the-bahamas-grid-company-bond-offering Tue, 30 Jul 2024 00:00:00 GMT CFAL 29:52 no https://www.cfal.com/podcast/cfal-talks-episode-88-energy-reform-in-the-bahamas-the-bahamas-grid-company-bond-offering Generative Artificial Intelligence (AI) is evolving to be one of the most transformative technologies of our time. In this episode, our host Pamela Ferguson discusses the pros and cons of implementing AI in our day-to-day lives and business operations, with Manager of Corporate Advisory Services Angelo Butler and Investments Manager Lashell White. Generative Artificial Intelligence (AI) is evolving to be one of the most transformative technologies of our time. In this episode, our host Pamela Ferguson discusses the pros and cons of implementing AI in our day-to-day lives and business operations, with Manager of Corporate Advisory Services Angelo Butler and Investments Manager Lashell White. https://www.cfal.com/podcast/cfal-talks-episode-87-generative-ai-the-pros-and-cons Mon, 29 Jul 2024 00:00:00 GMT CFAL 25:17 no https://www.cfal.com/podcast/cfal-talks-episode-87-generative-ai-the-pros-and-cons Finance guru and best-selling author Dave Ramsey has simplified the path to taking control of your money in seven clear actionable baby steps for individuals to achieve financial stability and success. Senior Financial Literacy Coach Richard Pinder breaks down those steps with Marketing Coordinator Paige McCartney in this week's episode. Finance guru and best-selling author Dave Ramsey has simplified the path to taking control of your money in seven clear actionable baby steps for individuals to achieve financial stability and success. Senior Financial Literacy Coach Richard Pinder breaks down those steps with Marketing Coordinator Paige McCartney in this week's episode. https://www.cfal.com/podcast/cfal-talks-episode-86-making-use-of-dave-ramsey-s-7-baby-steps-to-financial-freedom Tue, 16 Jul 2024 00:00:00 GMT CFAL 26:37 no https://www.cfal.com/podcast/cfal-talks-episode-86-making-use-of-dave-ramsey-s-7-baby-steps-to-financial-freedom Understanding the psychological factors that shape our relationship with money can help us to make better financial decisions and improve our financial wellbeing. In this episode of CFAL Talks, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the intersection how our emotions and cognitive biases influence the way we manage our finances. Understanding the psychological factors that shape our relationship with money can help us to make better financial decisions and improve our financial wellbeing. In this episode of CFAL Talks, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore the intersection how our emotions and cognitive biases influence the way we manage our finances. https://www.cfal.com/podcast/cfal-talks-episode Tue, 09 Jul 2024 00:00:00 GMT CFAL 28:14 no https://www.cfal.com/podcast/cfal-talks-episode Once you’ve taken the leap to get married there are many important financial decisions you have to make as a couple. In part two of Financial Planning for Marriage, Senior Financial Literacy Coaches Richard Pinder and Shanice Pinder breakdown everything from buying your first property to setting your new family’s budget. Once you’ve taken the leap to get married there are many important financial decisions you have to make as a couple. In part two of Financial Planning for Marriage, Senior Financial Literacy Coaches Richard Pinder and Shanice Pinder breakdown everything from buying your first property to setting your new family’s budget. https://www.cfal.com/podcast/cfal-talks-episode-84-financial-planning-for-marriage-the-logisitics Mon, 08 Jul 2024 00:00:00 GMT CFAL 28:48 no https://www.cfal.com/podcast/cfal-talks-episode-84-financial-planning-for-marriage-the-logisitics Preparing for major life events like getting married requires financial planning. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor share tips on starting the conversation on finances with your partner before tying the knot. Preparing for major life events like getting married requires financial planning. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor share tips on starting the conversation on finances with your partner before tying the knot. https://www.cfal.com/podcast/cfal-talks-episode-83 Tue, 25 Jun 2024 00:00:00 GMT CFAL 28:31 no https://www.cfal.com/podcast/cfal-talks-episode-83 On July 1 sweeping changes to the National Insurance rate and wage ceiling will take effect. In this episode of CFAL Talks our host Pamela Ferguson - along with Angelo Butler, Corporate Advisory Services Manager, and Lashell White, Investments Manager - breaks down the changes and explains the technical details of what you should expect your contributions to reflect. On July 1 sweeping changes to the National Insurance rate and wage ceiling will take effect. In this episode of CFAL Talks our host Pamela Ferguson - along with Angelo Butler, Corporate Advisory Services Manager, and Lashell White, Investments Manager - breaks down the changes and explains the technical details of what you should expect your contributions to reflect. https://www.cfal.com/podcast/cfal-talks-episode-82-nib-contribution-rate-wage-ceiling-increase Tue, 18 Jun 2024 00:00:00 GMT CFAL 28:51 no https://www.cfal.com/podcast/cfal-talks-episode-82-nib-contribution-rate-wage-ceiling-increase Talking to children early and in an age-appropriate way about money is crucial for their future financial success. In this episode of CFAL Talks, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the importance of teaching children financial literacy. Talking to children early and in an age-appropriate way about money is crucial for their future financial success. In this episode of CFAL Talks, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the importance of teaching children financial literacy. https://www.cfal.com/podcast/cfal-talks-episode-81-how-to-talk-to-children-about-money-1 Mon, 17 Jun 2024 00:00:00 GMT CFAL 28:36 no https://www.cfal.com/podcast/cfal-talks-episode-81-how-to-talk-to-children-about-money-1 On May 29, 2024, Prime Minister Phillip Davis presented his budget communication for the 2024/2025 fiscal year. Our host Pamela Ferguson analyzes the country’s fiscal position along with Angelo Butler, Manager, Corporate Advisory Services, and Lashell White, Investments Manager. They breakdown what was announced and what they believed was missing from the prime minister’s communication. On May 29, 2024, Prime Minister Phillip Davis presented his budget communication for the 2024/2025 fiscal year. Our host Pamela Ferguson analyzes the country’s fiscal position along with Angelo Butler, Manager, Corporate Advisory Services, and Lashell White, Investments Manager. They breakdown what was announced and what they believed was missing from the prime minister’s communication. https://www.cfal.com/podcast/cfal-talks-episode-80-breaking-down-the-2024-2025-budget Tue, 04 Jun 2024 00:00:00 GMT CFAL 28:53 no https://www.cfal.com/podcast/cfal-talks-episode-80-breaking-down-the-2024-2025-budget Have you thought about how your family will manage when you are no longer with them? In this informative episode of CFAL Talks Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor sit with Attorney and Compliance Officer Samantha Satchell to discuss the importance of drafting a will or setting up a trust to ensure your assets are passed down to the people you love when you die. Have you thought about how your family will manage when you are no longer with them? In this informative episode of CFAL Talks Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor sit with Attorney and Compliance Officer Samantha Satchell to discuss the importance of drafting a will or setting up a trust to ensure your assets are passed down to the people you love when you die. https://www.cfal.com/podcast/cfal-talks-episode-79 Tue, 28 May 2024 00:00:00 GMT CFAL 28:15 no https://www.cfal.com/podcast/cfal-talks-episode-79 Retirement is considered something you can only achieve in your older years, but retiring early is possible if you plan early. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor speak with Private Wealth Manager Jeanelle Francis about the strategies you can implement to become financially independent. Retirement is considered something you can only achieve in your older years, but retiring early is possible if you plan early. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor speak with Private Wealth Manager Jeanelle Francis about the strategies you can implement to become financially independent. https://www.cfal.com/podcast/cfal-talks-episode-78-can-you-afford-to-retire-in-your-30s Tue, 14 May 2024 00:00:00 GMT CFAL 29:42 no https://www.cfal.com/podcast/cfal-talks-episode-78-can-you-afford-to-retire-in-your-30s Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor continue their discussion with Colina Financial Services Advisor Jessica’Lyn Miller on the benefits of insurance and how it can help you secure a more financially stable future. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor continue their discussion with Colina Financial Services Advisor Jessica’Lyn Miller on the benefits of insurance and how it can help you secure a more financially stable future. https://www.cfal.com/podcast/cfal-talks-episode-77-personal-life-insurance-part-ii Tue, 07 May 2024 00:00:00 GMT CFAL 27:32 no https://www.cfal.com/podcast/cfal-talks-episode-77-personal-life-insurance-part-ii How does life insurance help you plan for a more secure future? Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the benefits of life insurance with Colina Financial Services Advisor Jessica’Lyn Miller. How does life insurance help you plan for a more secure future? Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the benefits of life insurance with Colina Financial Services Advisor Jessica’Lyn Miller. https://www.cfal.com/podcast/cfal-talks-episode-76-personal-life-insurance-part-i Tue, 30 Apr 2024 00:00:00 GMT CFAL 25:56 no https://www.cfal.com/podcast/cfal-talks-episode-76-personal-life-insurance-part-i Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor are joined by Investment Manager Tiffany Cartwright as they outline why you shouldn’t be overly risk averse or overly aggressive when investing. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor are joined by Investment Manager Tiffany Cartwright as they outline why you shouldn’t be overly risk averse or overly aggressive when investing. https://www.cfal.com/podcast/cfal-talks-episode-75-understanding-risk-in-investing Tue, 23 Apr 2024 00:00:00 GMT CFAL 28:58 no https://www.cfal.com/podcast/cfal-talks-episode-75-understanding-risk-in-investing This informative episode takes a deep dive into the Public Service Pension Bill 2023 which was recently released for public consultation. Join our host VP of Investments Pamela Ferguson as she examines the details of the bill with VP of Pension Administration and Operations Sophia Thurston and Manager of Corporate Advisory Services Angelo Butler. This informative episode takes a deep dive into the Public Service Pension Bill 2023 which was recently released for public consultation. Join our host VP of Investments Pamela Ferguson as she examines the details of the bill with VP of Pension Administration and Operations Sophia Thurston and Manager of Corporate Advisory Services Angelo Butler. https://www.cfal.com/podcast/cfal-talks-episode-74-the-public-service-pension-bill Thu, 18 Apr 2024 04:00:00 GMT CFAL 26:55 no https://www.cfal.com/podcast/cfal-talks-episode-74-the-public-service-pension-bill Do you know what kind of investor you are? Do you know your risk tolerance? Senior Financial Literacy Coach Richard Pinder and Investment Manager Lashell White continue their discussion weighing the pros and cons of international investments to help you decide whether it’s a good option for you. Do you know what kind of investor you are? Do you know your risk tolerance? Senior Financial Literacy Coach Richard Pinder and Investment Manager Lashell White continue their discussion weighing the pros and cons of international investments to help you decide whether it’s a good option for you. https://www.cfal.com/podcast/cfal-talks-episode-23-international-investments-part-ii Thu, 18 Apr 2024 02:00:00 GMT CFAL 27:27 no https://www.cfal.com/podcast/cfal-talks-episode-23-international-investments-part-ii Have you been thinking about diversifying your investment portfolio by venturing into international markets? Senior Financial Literacy Coach Richard Pinder discusses how to delve into the world of international investments with Investment Manager Lashell White. Have you been thinking about diversifying your investment portfolio by venturing into international markets? Senior Financial Literacy Coach Richard Pinder discusses how to delve into the world of international investments with Investment Manager Lashell White. https://www.cfal.com/podcast/cfal-talks-episode-72-international-investments-part-i Thu, 18 Apr 2024 01:00:00 GMT CFAL 27:17 no https://www.cfal.com/podcast/cfal-talks-episode-72-international-investments-part-i Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor continue their discussion with Manager of Corporate Advisory Services Angelo Butler exploring alternative investment opportunities. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor continue their discussion with Manager of Corporate Advisory Services Angelo Butler exploring alternative investment opportunities. https://www.cfal.com/podcast/cfal-talks-episode-71-alternative-investments Thu, 18 Apr 2024 00:00:00 GMT CFAL 27:8 no https://www.cfal.com/podcast/cfal-talks-episode-71-alternative-investments Our host, Pamela Ferguson, Vice President of Investments at CFAL, explores the transformative power of providing women with the tools and resources needed to build wealth in recognition of International Women’s Day with so that women and men can thrive. Tiffany Cartwright, Investments Manager, and Tamara Evans, Settlements Manager, join the discussion Our host, Pamela Ferguson, Vice President of Investments at CFAL, explores the transformative power of providing women with the tools and resources needed to build wealth in recognition of International Women’s Day with so that women and men can thrive. Tiffany Cartwright, Investments Manager, and Tamara Evans, Settlements Manager, join the discussion https://www.cfal.com/podcast/cfal-talks-episode-70-empowering-women-through-building-wealth Tue, 12 Mar 2024 02:00:00 GMT CFAL 25:58 no https://www.cfal.com/podcast/cfal-talks-episode-70-empowering-women-through-building-wealth Looking for new ways to diversify your investment portfolio while minimizing risk? Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore alternative investment opportunities with Angelo Butler, Manager, Corporate Advisory Services, to help you make an informed decision when choosing non-traditional options. Looking for new ways to diversify your investment portfolio while minimizing risk? Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor explore alternative investment opportunities with Angelo Butler, Manager, Corporate Advisory Services, to help you make an informed decision when choosing non-traditional options. https://www.cfal.com/podcast/cfal-talks-episode-69-alternative-investments Tue, 12 Mar 2024 01:00:00 GMT CFAL 24:17 no https://www.cfal.com/podcast/cfal-talks-episode-69-alternative-investments Do you and your partner see eye to eye when it comes to money? From setting financial goals, to pooling or separating your funds and more, we’re offering sound advice about how to manage your finances in a romantic partnership. Senior Financial Coaches Richard Pinder and Shanice Taylor lead the discussion. Do you and your partner see eye to eye when it comes to money? From setting financial goals, to pooling or separating your funds and more, we’re offering sound advice about how to manage your finances in a romantic partnership. Senior Financial Coaches Richard Pinder and Shanice Taylor lead the discussion. https://www.cfal.com/podcast/cfal-talks-episode-68-love-and-finances Tue, 12 Mar 2024 00:00:00 GMT CFAL 26:27 no https://www.cfal.com/podcast/cfal-talks-episode-68-love-and-finances Pamela Ferguson, Lashell White, and Angelo Butler continue their analysis of the Bahamian economy and what they hope to see in the fiscal year 2023/2024 from the Government of The Bahamas. Pamela Ferguson, Lashell White, and Angelo Butler continue their analysis of the Bahamian economy and what they hope to see in the fiscal year 2023/2024 from the Government of The Bahamas. https://www.cfal.com/podcast/cfal-talks-episode-67-economic-wishlist-part-ii Mon, 05 Feb 2024 00:00:00 GMT CFAL 29:2 no https://www.cfal.com/podcast/cfal-talks-episode-67-economic-wishlist-part-ii In part I of our economic wish list series, our expert CFAL panel, Pamela Ferguson, Lashell White, and Angelo Butler discuss some of the economic challenges and possibilities for The Bahamas for 2024. In part I of our economic wish list series, our expert CFAL panel, Pamela Ferguson, Lashell White, and Angelo Butler discuss some of the economic challenges and possibilities for The Bahamas for 2024. https://www.cfal.com/podcast/cfal-talks-episode-66-economic-wishlist-part-i Mon, 29 Jan 2024 00:00:00 GMT CFAL 29:15 no https://www.cfal.com/podcast/cfal-talks-episode-66-economic-wishlist-part-i It's resolution time! Are your new year's resolutions realistic and attainable in the time you've planned for them to be achieved? Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the importance of creating financial resolutions for the new year. It's resolution time! Are your new year's resolutions realistic and attainable in the time you've planned for them to be achieved? Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the importance of creating financial resolutions for the new year. https://www.cfal.com/podcast/cfal-talks-episode-65-financial-resolutions-for-2024 Mon, 22 Jan 2024 00:00:00 GMT CFAL 26:47 no https://www.cfal.com/podcast/cfal-talks-episode-65-financial-resolutions-for-2024 Are you trying to figure out how to start the new year in good financial standing? Spend a few minutes with Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor, to learn how to plan for financial success this year and beyond. Are you trying to figure out how to start the new year in good financial standing? Spend a few minutes with Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor, to learn how to plan for financial success this year and beyond. https://www.cfal.com/podcast/cfal-talks-episode-64-set-a-p-a-c-e-to-be-goal-ready Mon, 15 Jan 2024 00:00:00 GMT CFAL 26:28 no https://www.cfal.com/podcast/cfal-talks-episode-64-set-a-p-a-c-e-to-be-goal-ready In the second and final part of this series, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor continue looking at ways to help you enter the new year with your finances intact along with Tiffany Cartwright, Investment Manager. In the second and final part of this series, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor continue looking at ways to help you enter the new year with your finances intact along with Tiffany Cartwright, Investment Manager. https://www.cfal.com/podcast/cfal-talks-episode-63-dos-and-don-ts-of-holiday-spending-part-ii Fri, 08 Dec 2023 00:00:00 GMT CFAL 26:47 no https://www.cfal.com/podcast/cfal-talks-episode-63-dos-and-don-ts-of-holiday-spending-part-ii Christmas is a time of great celebration and joy, but it is important not to spend too heavily to ensure that you are in a solid financial position in the new year. In this episode, Richard Pinder and Shanice Taylor, Senior Financial Literacy Coaches, share their advice about how to keep a handle on your spending for the holidays. CFAL Investment Manager, Tiffany Cartwright, also joins the show. Christmas is a time of great celebration and joy, but it is important not to spend too heavily to ensure that you are in a solid financial position in the new year. In this episode, Richard Pinder and Shanice Taylor, Senior Financial Literacy Coaches, share their advice about how to keep a handle on your spending for the holidays. CFAL Investment Manager, Tiffany Cartwright, also joins the show. https://www.cfal.com/podcast/cfal-talks-episode-62-dos-and-don-ts-of-holiday-spending-part-i Sat, 02 Dec 2023 00:00:00 GMT CFAL 26:22 no https://www.cfal.com/podcast/cfal-talks-episode-62-dos-and-don-ts-of-holiday-spending-part-i In the final installment of our God and Money series, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the importance of God in creating personal financial success and in our economic success as a nation. Fellowship Pastor Kersch Darville of Bahamas Faith Ministries continues to share his insights in this episode. In the final installment of our God and Money series, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the importance of God in creating personal financial success and in our economic success as a nation. Fellowship Pastor Kersch Darville of Bahamas Faith Ministries continues to share his insights in this episode. https://www.cfal.com/podcast/cfal-talks-episode-61-god-and-money-pursuing-individual-and-national-economic-success-part-iv Thu, 23 Nov 2023 00:00:00 GMT CFAL 28:30 no https://www.cfal.com/podcast/cfal-talks-episode-61-god-and-money-pursuing-individual-and-national-economic-success-part-iv Our God and Money series continues as we discuss what God has to say about debt and managing your finances. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor are joined here by Pastor Kersch Darville of Bahamas Faith Ministries. Our God and Money series continues as we discuss what God has to say about debt and managing your finances. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor are joined here by Pastor Kersch Darville of Bahamas Faith Ministries. https://www.cfal.com/podcast/cfal-talks-episode-60-god-and-money-dealing-with-debt-part-iii Sat, 11 Nov 2023 18:01:00 GMT CFAL 27:42 no https://www.cfal.com/podcast/cfal-talks-episode-60-god-and-money-dealing-with-debt-part-iii Here, we continue our discussion with Dr. Stephen Munroe, Senior Pastor and Founder of Believers Embassy International, about creating wealth and managing money in alignment with biblical principles. Here, we continue our discussion with Dr. Stephen Munroe, Senior Pastor and Founder of Believers Embassy International, about creating wealth and managing money in alignment with biblical principles. https://www.cfal.com/podcast/cfal-talks-episode-59-god-and-money-a-conversation-with-dr-stephen-munroe-part-ii Fri, 10 Nov 2023 22:41:00 GMT CFAL 27:23 no https://www.cfal.com/podcast/cfal-talks-episode-59-god-and-money-a-conversation-with-dr-stephen-munroe-part-ii God consistently teaches about creating wealth and managing money throughout the Bible. In this episode, special guest Dr. Stephen Munroe, shares God's view on how to apply practical biblical principles to managing money and creating wealth. God consistently teaches about creating wealth and managing money throughout the Bible. In this episode, special guest Dr. Stephen Munroe, shares God's view on how to apply practical biblical principles to managing money and creating wealth. https://www.cfal.com/podcast/cfal-talks-episode-58-god-and-money-a-conversation-with-dr-stephen-munroe-part-i Thu, 09 Nov 2023 15:48:00 GMT CFAL 28:8 no https://www.cfal.com/podcast/cfal-talks-episode-58-god-and-money-a-conversation-with-dr-stephen-munroe-part-i Do you know your credit score and how it can affect your financial future? Here, CFAL Talks, Senior Financial Coaches Richard Pinder and Shanice Taylor share everything you need to know about the CRIF Credit Bureau, which Bahamian banks now use to consider potential personal and business loan clients. Do you know your credit score and how it can affect your financial future? Here, CFAL Talks, Senior Financial Coaches Richard Pinder and Shanice Taylor share everything you need to know about the CRIF Credit Bureau, which Bahamian banks now use to consider potential personal and business loan clients. https://www.cfal.com/podcast/cfal-talks-episode-57-is-your-credit-score-working-for-you Fri, 21 Jul 2023 23:23:00 GMT CFAL 29:31 no https://www.cfal.com/podcast/cfal-talks-episode-57-is-your-credit-score-working-for-you Richard Pinder and Shanice Taylor, Senior Financial Coaches, share even more extensive advice about managing debt to your advantage. Richard Pinder and Shanice Taylor, Senior Financial Coaches, share even more extensive advice about managing debt to your advantage. https://www.cfal.com/podcast/cfal-talks-episode-56-debt-management-part-ii Fri, 21 Jul 2023 23:16:00 GMT CFAL 29:13 no https://www.cfal.com/podcast/cfal-talks-episode-56-debt-management-part-ii Good debt, bad debt, should you take on debt at all? Many life and business decisions come with a sizeable price tag, requiring individuals and companies to borrow money to achieve their goals. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor answer your questions and help you navigate the challenges associated with debt in your personal life and your business. Good debt, bad debt, should you take on debt at all? Many life and business decisions come with a sizeable price tag, requiring individuals and companies to borrow money to achieve their goals. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor answer your questions and help you navigate the challenges associated with debt in your personal life and your business. https://www.cfal.com/podcast/cfal-talks-episode-55-debt-management Mon, 26 Jun 2023 23:40:00 GMT CFAL 28:57 no https://www.cfal.com/podcast/cfal-talks-episode-55-debt-management Immigration and the employment of migrant workers is a hot topic worldwide, especially here in The Bahamas. In this episode, our team weighs the pros and cons of migrant workers being employed in The Bahamas from an economic perspective. Are we too dependent on migrant workers? Immigration and the employment of migrant workers is a hot topic worldwide, especially here in The Bahamas. In this episode, our team weighs the pros and cons of migrant workers being employed in The Bahamas from an economic perspective. Are we too dependent on migrant workers? https://www.cfal.com/podcast/cfal-talks-episode-54-does-the-bahamas-need-migrant-workers Mon, 26 Jun 2023 23:36:00 GMT CFAL 29:45 no https://www.cfal.com/podcast/cfal-talks-episode-54-does-the-bahamas-need-migrant-workers Should the government increase the National Insurance contribution that Bahamians make to ensure its sustainability for future generations? Should the government increase the National Insurance contribution that Bahamians make to ensure its sustainability for future generations? https://www.cfal.com/podcast/cfal-talks-episode-53-a-discussion-about-national-insurance Tue, 11 Apr 2023 12:30:00 GMT CFAL 29:30 no https://www.cfal.com/podcast/cfal-talks-episode-53-a-discussion-about-national-insurance The recent failures of two large American banks and the last-minute rescue of Credit Suisse have rocked the global banking system. The recent failures of two large American banks and the last-minute rescue of Credit Suisse have rocked the global banking system. https://www.cfal.com/podcast/cfal-talks-episode-52-the-effects-of-failures-in-the-global-banking-system-on-the-bahamian-economy Tue, 11 Apr 2023 12:24:00 GMT CFAL 27:11 no https://www.cfal.com/podcast/cfal-talks-episode-52-the-effects-of-failures-in-the-global-banking-system-on-the-bahamian-economy Do we have a housing crisis in The Bahamas? Pamela Ferguson, Lashell White, and Angelo Butler investigate this topic and consider what kind of change in the availability and affordability of housing in The Bahamas can be made to improve the quality of life for all. Do we have a housing crisis in The Bahamas? Pamela Ferguson, Lashell White, and Angelo Butler investigate this topic and consider what kind of change in the availability and affordability of housing in The Bahamas can be made to improve the quality of life for all. https://www.cfal.com/podcast/cfal-talks-episode-51-the-housing-crisis Tue, 11 Apr 2023 12:21:00 GMT CFAL 29:59 no https://www.cfal.com/podcast/cfal-talks-episode-51-the-housing-crisis When was the last time you revised your budget and savings plans? Shanice Taylor and Richard Pinder, Senior Financial Literacy Coaches, walk you through the steps to make sure your budget still works for your life and plans in this informative episode. When was the last time you revised your budget and savings plans? Shanice Taylor and Richard Pinder, Senior Financial Literacy Coaches, walk you through the steps to make sure your budget still works for your life and plans in this informative episode. https://www.cfal.com/podcast/cfal-talks-episode-50-budgeting-savings-part-ii Tue, 21 Mar 2023 00:36:00 GMT CFAL 29:34 no https://www.cfal.com/podcast/cfal-talks-episode-50-budgeting-savings-part-ii Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor define budgeting, offer budgeting and savings tips, and explain how to make a savings plan that you can stick with. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor define budgeting, offer budgeting and savings tips, and explain how to make a savings plan that you can stick with. https://www.cfal.com/podcast/cfal-talks-episode-49-budgeting-savings-part-i Tue, 21 Mar 2023 00:34:00 GMT CFAL 28:11 no https://www.cfal.com/podcast/cfal-talks-episode-49-budgeting-savings-part-i In 2018, the Central Bank of The Bahamas conducted a national financial literacy survey. In this episode, Senior Financial Literacy Coaches and CFAL team members, Richard Pinder and Shanice Taylor, analyze the data collected to determine how financially literate Bahamians are and how we can help more people to understand how to improve their financial circumstances. In 2018, the Central Bank of The Bahamas conducted a national financial literacy survey. In this episode, Senior Financial Literacy Coaches and CFAL team members, Richard Pinder and Shanice Taylor, analyze the data collected to determine how financially literate Bahamians are and how we can help more people to understand how to improve their financial circumstances. https://www.cfal.com/podcast/cfal-talks-episode-48-central-bank-financial-literacy-survey-review Tue, 14 Feb 2023 12:04:00 GMT CFAL 28:55 no https://www.cfal.com/podcast/cfal-talks-episode-48-central-bank-financial-literacy-survey-review How accessible is financial literacy information for Bahamians in 2023? Here, we launch our new financial literacy series with a review of what financial literacy is, how Bahamians can get informed and most importantly, how we can all make better financial decisions. How accessible is financial literacy information for Bahamians in 2023? Here, we launch our new financial literacy series with a review of what financial literacy is, how Bahamians can get informed and most importantly, how we can all make better financial decisions. https://www.cfal.com/podcast/cfal-talks-episode-47-the-importance-of-financial-literacy Tue, 14 Feb 2023 11:58:00 GMT CFAL 29:52 no https://www.cfal.com/podcast/cfal-talks-episode-47-the-importance-of-financial-literacy In December 2022, the swift collapse of crypto giant, FTX - the third largest cryptocurrency exchange in the world - was heard around the world but perhaps felt most strongly in The Bahamas where its headquarters was based. How did this happen? What will it mean for the future of the government's recently implemented DARE act and the expansion of the Bahamian digital asset industry? In December 2022, the swift collapse of crypto giant, FTX - the third largest cryptocurrency exchange in the world - was heard around the world but perhaps felt most strongly in The Bahamas where its headquarters was based. How did this happen? What will it mean for the future of the government's recently implemented DARE act and the expansion of the Bahamian digital asset industry? https://www.cfal.com/podcast/cfal-talks-episode-46-the-fall-of-ftx-and-its-impact-on-the-bahamian-economy-featuring-pamela-ferguson-angelo-butler-and-lashell-white Thu, 19 Jan 2023 03:37:00 GMT CFAL 29:58 no https://www.cfal.com/podcast/cfal-talks-episode-46-the-fall-of-ftx-and-its-impact-on-the-bahamian-economy-featuring-pamela-ferguson-angelo-butler-and-lashell-white The introduction of price control policies and related reforms dates as far back as the third century A.D. In the United States, the modern era of national price controls was introduced in 1906 through the Hepburn Act to manage railroad rates. The introduction of price control policies and related reforms dates as far back as the third century A.D. In the United States, the modern era of national price controls was introduced in 1906 through the Hepburn Act to manage railroad rates. https://www.cfal.com/podcast/cfal-talks-episode-45-are-price-controls-still-relevant-featuring-pamela-ferguson-angelo-butler-and-lashell-white Thu, 19 Jan 2023 03:30:00 GMT CFAL 28:48 no https://www.cfal.com/podcast/cfal-talks-episode-45-are-price-controls-still-relevant-featuring-pamela-ferguson-angelo-butler-and-lashell-white A tall order: International investRothschild and Co. was hired by the Government of The Bahamas to help manage international foreign currency debt exposure and to "sell" our post-COVID recovery to the international markets. In this episode, Pamela Ferguson, Lashell White, and Angelo Butler discuss the task at hand and the possibilities. A tall order: International investRothschild and Co. was hired by the Government of The Bahamas to help manage international foreign currency debt exposure and to "sell" our post-COVID recovery to the international markets. In this episode, Pamela Ferguson, Lashell White, and Angelo Butler discuss the task at hand and the possibilities. https://www.cfal.com/podcast/cfal-talks-episode-44-can-rothschild-co-save-the-bahamas-from-its-quagmire-of-debt Tue, 06 Sep 2022 23:46:00 GMT CFAL 28:17 no https://www.cfal.com/podcast/cfal-talks-episode-44-can-rothschild-co-save-the-bahamas-from-its-quagmire-of-debt How much of a worry is inflation? In this episode, Pamela Ferguson, Angelo Butler, and Lashell White provide some perspective about how the current wave of inflation will potentially impact our lives in the foreseeable future. How much of a worry is inflation? In this episode, Pamela Ferguson, Angelo Butler, and Lashell White provide some perspective about how the current wave of inflation will potentially impact our lives in the foreseeable future. https://www.cfal.com/podcast/cfal-talks-episode-43-the-impact-of-inflation-on-our-economy Tue, 06 Sep 2022 23:29:00 GMT CFAL 29:0 no https://www.cfal.com/podcast/cfal-talks-episode-43-the-impact-of-inflation-on-our-economy In this episode, we compare the benefits of outsourcing your corporate pension plan to CFAL to managing it internally. We also discuss a question that we've received quite often recently: Is NIB a tax? Listen as we explore these topics and share your feedback with us online. In this episode, we compare the benefits of outsourcing your corporate pension plan to CFAL to managing it internally. We also discuss a question that we've received quite often recently: Is NIB a tax? Listen as we explore these topics and share your feedback with us online. https://www.cfal.com/podcast/going-bust-outsourced-vs-in-house-pension-plans-is-nib-a-tax Mon, 08 Aug 2022 18:21:00 GMT CFAL 29:0 no https://www.cfal.com/podcast/going-bust-outsourced-vs-in-house-pension-plans-is-nib-a-tax We already have the power to achieve financial enrichment - it starts with our thinking. Our beliefs about money are passed from generation to generation early in life. What are your money beliefs? What are you teaching your children about money, directly or indirectly? Pamela Ferguson, VP of Investments, shares personal stories and ways to enhance your life financially in this powerful episode. We already have the power to achieve financial enrichment - it starts with our thinking. Our beliefs about money are passed from generation to generation early in life. What are your money beliefs? What are you teaching your children about money, directly or indirectly? Pamela Ferguson, VP of Investments, shares personal stories and ways to enhance your life financially in this powerful episode. https://www.cfal.com/podcast/cfal-talks-episode-41-the-path-to-financial-enrichment Mon, 27 Jun 2022 23:20:00 GMT CFAL 28:30 no https://www.cfal.com/podcast/cfal-talks-episode-41-the-path-to-financial-enrichment In May 2022, Prime Minister and Minister of Finance the Hon. Philip Davis, suggested that the 2022 Bahamas Budget, under the theme "The Way Forward, will put the country on course to rescue the economy. In May 2022, Prime Minister and Minister of Finance the Hon. Philip Davis, suggested that the 2022 Bahamas Budget, under the theme "The Way Forward, will put the country on course to rescue the economy. https://www.cfal.com/podcast/cfal-talks-episode-40-2022-national-budget Fri, 10 Jun 2022 12:38:00 GMT CFAL 29:46 no https://www.cfal.com/podcast/cfal-talks-episode-40-2022-national-budget In 1997 - the year that CFAL was established - gas prices were $1.99 per gallon, equity trades were conducted over the counter, and BISX didn't exist. In 1997 - the year that CFAL was established - gas prices were $1.99 per gallon, equity trades were conducted over the counter, and BISX didn't exist. https://www.cfal.com/podcast/cfal-talks-episode-39-25th-anniversary-leadership-series-anthony-ferguson-president-founding-principal Wed, 11 May 2022 19:35:00 GMT CFAL 25:9 no https://www.cfal.com/podcast/cfal-talks-episode-39-25th-anniversary-leadership-series-anthony-ferguson-president-founding-principal Our 25th anniversary Leadership Series continues as Pamela Ferguson sits with Larry Gibson, another found principal of CFAL, to discuss the development of the country and his contributions to the Bahamian financial services industry. Our 25th anniversary Leadership Series continues as Pamela Ferguson sits with Larry Gibson, another found principal of CFAL, to discuss the development of the country and his contributions to the Bahamian financial services industry. https://www.cfal.com/podcast/cfal-talks-episode-38-25th-anniversary-leadership-series-larry-gibson-founding-principal Fri, 06 May 2022 23:33:00 GMT CFAL 29:58 no https://www.cfal.com/podcast/cfal-talks-episode-38-25th-anniversary-leadership-series-larry-gibson-founding-principal This year, we're celebrating 25 years in business! In this special Leadership Series episode, our Pamela Ferguson interviews Kenwood Kerr, one of the founding principals of CFAL, about his history with the company, his legacy, and the future of the industry. This year, we're celebrating 25 years in business! In this special Leadership Series episode, our Pamela Ferguson interviews Kenwood Kerr, one of the founding principals of CFAL, about his history with the company, his legacy, and the future of the industry. https://www.cfal.com/podcast/cfal-talks-episode-37-25th-anniversary-leadership-series-kenwood-kerr-founding-principal Fri, 06 May 2022 23:28:00 GMT CFAL 29:46 no https://www.cfal.com/podcast/cfal-talks-episode-37-25th-anniversary-leadership-series-kenwood-kerr-founding-principal Our conversation about the rebound of the tourism industry with Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson continues. Our conversation about the rebound of the tourism industry with Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson continues. https://www.cfal.com/podcast/cfal-talks-episode-36-making-tourism-work-for-bahamians-part-ii Fri, 06 May 2022 23:21:00 GMT CFAL 29:56 no https://www.cfal.com/podcast/cfal-talks-episode-36-making-tourism-work-for-bahamians-part-ii As our tourism industry rebounds from the devastating impact of COVID-19, it is imperative that we seek ways to expand the industry while ensuring that the benefits for Bahamians are maximized. Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson dive into this exciting topic. As our tourism industry rebounds from the devastating impact of COVID-19, it is imperative that we seek ways to expand the industry while ensuring that the benefits for Bahamians are maximized. Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson dive into this exciting topic. https://www.cfal.com/podcast/cfal-talks-episode-35-making-tourism-work-for-bahamians-part-1 Mon, 04 Apr 2022 12:48:00 GMT CFAL 27:50 no https://www.cfal.com/podcast/cfal-talks-episode-35-making-tourism-work-for-bahamians-part-1 In the final installment of our Fiscal Strategy series, our team of financial analysts and experts summarize their findings regarding the 2021 Fiscal Strategy and Debt Management Report published by the Government of The Bahamas. In the final installment of our Fiscal Strategy series, our team of financial analysts and experts summarize their findings regarding the 2021 Fiscal Strategy and Debt Management Report published by the Government of The Bahamas. https://www.cfal.com/podcast/cfal-talks-episode-34-fiscal-strategy-part-3 Mon, 04 Apr 2022 12:47:00 GMT CFAL 28:13 no https://www.cfal.com/podcast/cfal-talks-episode-34-fiscal-strategy-part-3 Will the recent tax rate changes help to put our nation back on the track for financial success? Our analysis of the 2021 Fiscal Strategy and Debt Management Report, which was recently released by the Davis administration, continues in part 2 of our Fiscal Strategy series. Will the recent tax rate changes help to put our nation back on the track for financial success? Our analysis of the 2021 Fiscal Strategy and Debt Management Report, which was recently released by the Davis administration, continues in part 2 of our Fiscal Strategy series. https://www.cfal.com/podcast/cfal-talks-episode-33-fiscal-strategy-part-2 Mon, 04 Apr 2022 12:43:00 GMT CFAL 28:14 no https://www.cfal.com/podcast/cfal-talks-episode-33-fiscal-strategy-part-2 Excessive debt, increasing unemployment, and other economic concerns threaten the future of The Bahamas. In the first episode of our three-part Fiscal Strategy series, Pamela Ferguson, Lashell White, and Angelo Butler discuss the details of the most recent national Fiscal Strategy and Debt Management Report and review the current administration's plan to move our country forward. Excessive debt, increasing unemployment, and other economic concerns threaten the future of The Bahamas. In the first episode of our three-part Fiscal Strategy series, Pamela Ferguson, Lashell White, and Angelo Butler discuss the details of the most recent national Fiscal Strategy and Debt Management Report and review the current administration's plan to move our country forward. https://www.cfal.com/podcast/cfal-talks-episode-32-fiscal-strategy-part-1 Mon, 04 Apr 2022 12:34:00 GMT CFAL 27:12 no https://www.cfal.com/podcast/cfal-talks-episode-32-fiscal-strategy-part-1 What does the decision of the Central Bank of The Bahamas to discontinue public brokerage service mean for the Bahamas registered stock market and the Bahamas capital markets at large? Our team of experts provides all the information you need to make informed decisions regarding the announcement. What does the decision of the Central Bank of The Bahamas to discontinue public brokerage service mean for the Bahamas registered stock market and the Bahamas capital markets at large? Our team of experts provides all the information you need to make informed decisions regarding the announcement. https://www.cfal.com/podcast/cfal-talks-episode-31-discontinuation-of-public-brokerage-service Thu, 03 Mar 2022 13:58:00 GMT CFAL 28:8 no https://www.cfal.com/podcast/cfal-talks-episode-31-discontinuation-of-public-brokerage-service Sophia Thurston, our VP of Pension Administration and Operations, believes that finding your passion early can lead you to great success. In this episode of CFAL Talks, she recounts her educational journey, talks about how she found her passion, and shares her money habits to encourage others to establish discipline and consistency to achieve their financial goals. Click the link to get inspired! Sophia Thurston, our VP of Pension Administration and Operations, believes that finding your passion early can lead you to great success. In this episode of CFAL Talks, she recounts her educational journey, talks about how she found her passion, and shares her money habits to encourage others to establish discipline and consistency to achieve their financial goals. Click the link to get inspired! https://www.cfal.com/podcast/cfal-talks-episode-30-a-new-year-a-new-beginning-sophia-thurston Thu, 03 Mar 2022 13:49:00 GMT CFAL 28:4 no https://www.cfal.com/podcast/cfal-talks-episode-30-a-new-year-a-new-beginning-sophia-thurston How does a young boy from Crooked Island who grew up farming before the school day began grow up to become the President of an investment management firm that manages over $2 billion in assets? Anthony Ferguson, President of CFAL, explains as he shares the details of his educational and career paths, personal insights, and why he sees himself as a servant of others first. How does a young boy from Crooked Island who grew up farming before the school day began grow up to become the President of an investment management firm that manages over $2 billion in assets? Anthony Ferguson, President of CFAL, explains as he shares the details of his educational and career paths, personal insights, and why he sees himself as a servant of others first. https://www.cfal.com/podcast/a-new-year-a-new-beginning-anthony-s-journey Wed, 09 Feb 2022 14:36:00 GMT CFAL 28:23 no https://www.cfal.com/podcast/a-new-year-a-new-beginning-anthony-s-journey Lashell White partially credits her grandfather's love of calculus, which she grew to love during her childhood in Andros, for her affinity for numbers. In this episode, this accomplished CFAL Investment Manager shares more about her strong determination to succeed and advice about how she sticks to her savings and investing goals in a society that promotes increased consumption. Lashell White partially credits her grandfather's love of calculus, which she grew to love during her childhood in Andros, for her affinity for numbers. In this episode, this accomplished CFAL Investment Manager shares more about her strong determination to succeed and advice about how she sticks to her savings and investing goals in a society that promotes increased consumption. https://www.cfal.com/podcast/a-new-year-a-new-beginning-lashell-s-journey Wed, 09 Feb 2022 14:32:00 GMT CFAL 29:56 no https://www.cfal.com/podcast/a-new-year-a-new-beginning-lashell-s-journey In part two of our conversation with Angelo Butler, Senior Financial Analyst, CFA, and UB graduate, talks about why he thinks education should be our top national priority, lessons learned from his personal financial experiences, and why you should get into the habit of saving and paying yourself first early. In part two of our conversation with Angelo Butler, Senior Financial Analyst, CFA, and UB graduate, talks about why he thinks education should be our top national priority, lessons learned from his personal financial experiences, and why you should get into the habit of saving and paying yourself first early. https://www.cfal.com/podcast/a-new-year-a-new-beginning-angelo-s-journey-part-ii Wed, 09 Feb 2022 14:26:00 GMT CFAL 26:25 no https://www.cfal.com/podcast/a-new-year-a-new-beginning-angelo-s-journey-part-ii A New Year, A New Beginning In this employee spotlight feature episode, we learn about the career and financial habits of Angelo Butler, Senior Financial Analyst. A New Year, A New Beginning In this employee spotlight feature episode, we learn about the career and financial habits of Angelo Butler, Senior Financial Analyst. https://www.cfal.com/podcast/cfal-talks-episode-27-a-new-year-a-new-beginning Wed, 19 Jan 2022 21:01:00 GMT CFAL 29:58 no https://www.cfal.com/podcast/cfal-talks-episode-27-a-new-year-a-new-beginning Do will more "jabs" help us create more jobs? Is the speed of our economic recovery tied to the vaccination rate? Analysts at Moody's certainly think so. On September 17, Moody's downgraded the sovereign debt again from BAA to BAAA. What will this mean for Bahamians and what do we need to do to strengthen our financial position and reverse this downward trend? Do will more "jabs" help us create more jobs? Is the speed of our economic recovery tied to the vaccination rate? Analysts at Moody's certainly think so. On September 17, Moody's downgraded the sovereign debt again from BAA to BAAA. What will this mean for Bahamians and what do we need to do to strengthen our financial position and reverse this downward trend? https://www.cfal.com/podcast/cfal-talks-episode-26-moody-s-downgrades-the-bahamas-to-ba3 Fri, 01 Oct 2021 00:41:00 GMT CFAL 29:47 no https://www.cfal.com/podcast/cfal-talks-episode-26-moody-s-downgrades-the-bahamas-to-ba3 In Part ll of this penetrating series, Pamela Ferguson, Lashell White, and Angelo Butler take a deep dive into the most significant economic issues that may impact the general elections including the impact of COVID-19, the state of our healthcare and education infrastructure, the unemployment rate, and more. In Part ll of this penetrating series, Pamela Ferguson, Lashell White, and Angelo Butler take a deep dive into the most significant economic issues that may impact the general elections including the impact of COVID-19, the state of our healthcare and education infrastructure, the unemployment rate, and more. https://www.cfal.com/podcast/cfal-talks-episode-25-bahamas-election-2021-part-ll Mon, 13 Sep 2021 22:31:00 GMT CFAL 30:0 no https://www.cfal.com/podcast/cfal-talks-episode-25-bahamas-election-2021-part-ll What will sway your vote? In Part 1 of this timely discussion, Pamela Ferguson, Lashell White, and Angelo Butler analyze the state of the Bahamian economy and all relevant issues ahead of the general elections on September 16th. What will sway your vote? In Part 1 of this timely discussion, Pamela Ferguson, Lashell White, and Angelo Butler analyze the state of the Bahamian economy and all relevant issues ahead of the general elections on September 16th. https://www.cfal.com/podcast/cfal-talks-episode-24-bahamas-election-2021 Wed, 08 Sep 2021 23:00:00 GMT CFAL 28:6 no https://www.cfal.com/podcast/cfal-talks-episode-24-bahamas-election-2021 Claudia Thompson, Client Relationship Officer and Pension Administrator, continues reviewing the features and benefits of the CFAL Blue Marlin Pension Plan and discusses planning for a happy retirement with retiree and CFAL client, Anthea Cox. Claudia Thompson, Client Relationship Officer and Pension Administrator, continues reviewing the features and benefits of the CFAL Blue Marlin Pension Plan and discusses planning for a happy retirement with retiree and CFAL client, Anthea Cox. https://www.cfal.com/podcast/cfal-talks-episode-23-road-to-retirement-part-ii Wed, 08 Sep 2021 22:56:00 GMT CFAL 25:10 no https://www.cfal.com/podcast/cfal-talks-episode-23-road-to-retirement-part-ii Did you know that fewer than 30% of Bahamian companies provide pension plans for their employees? Claudia Thompson, Client Relationship Officer and Pension Administrator talks about planning for a comfortable retirement and what life after retirement can be like with Anthea Cox, a retiree and CFAL client. Did you know that fewer than 30% of Bahamian companies provide pension plans for their employees? Claudia Thompson, Client Relationship Officer and Pension Administrator talks about planning for a comfortable retirement and what life after retirement can be like with Anthea Cox, a retiree and CFAL client. https://www.cfal.com/podcast/cfal-talks-episode-22-road-to-retirement-part-i Wed, 08 Sep 2021 22:49:00 GMT CFAL 27:44 no https://www.cfal.com/podcast/cfal-talks-episode-22-road-to-retirement-part-i Sophia Thurston, Claudia Thompson, and Richard Pinder continue sharing valuable insights to help you create a personalized financial plan for retirement. Sophia Thurston, Claudia Thompson, and Richard Pinder continue sharing valuable insights to help you create a personalized financial plan for retirement. https://www.cfal.com/podcast/episode-21-how-to-set-up-your-blue-marlin-retirement-plan-account-part-ii Tue, 17 Aug 2021 00:01:00 GMT CFAL 29:44 no https://www.cfal.com/podcast/episode-21-how-to-set-up-your-blue-marlin-retirement-plan-account-part-ii Now that you know that the CFAL Blue Marlin Retirement Plan is the pension plan of choice for Certified Financial Planners, let's talk about how it works. From setting up your account, to setting a retirement funding goal, to choosing the best investment strategy to help you achieve that goal, our team walks you through the details in this first "how-to" episode. Now that you know that the CFAL Blue Marlin Retirement Plan is the pension plan of choice for Certified Financial Planners, let's talk about how it works. From setting up your account, to setting a retirement funding goal, to choosing the best investment strategy to help you achieve that goal, our team walks you through the details in this first "how-to" episode. https://www.cfal.com/podcast/episode-20-how-to-set-up-your-blue-marlin-retirement-plan-account-part-i Mon, 16 Aug 2021 23:44:00 GMT CFAL 28:1 no https://www.cfal.com/podcast/episode-20-how-to-set-up-your-blue-marlin-retirement-plan-account-part-i Did you know that less than 30% of Bahamian businesses offer pension plans? Nathaniel Butler, Certified Financial Planner and founder of Drewber Solutions, explains why he created his retirement account with CFAL, the leading Bahamian pension planning firm. Did you know that less than 30% of Bahamian businesses offer pension plans? Nathaniel Butler, Certified Financial Planner and founder of Drewber Solutions, explains why he created his retirement account with CFAL, the leading Bahamian pension planning firm. https://www.cfal.com/podcast/episode-19-the-cfal-blue-marlin-retirement-plan-part-ii Mon, 16 Aug 2021 23:39:00 GMT CFAL 30:0 no https://www.cfal.com/podcast/episode-19-the-cfal-blue-marlin-retirement-plan-part-ii Claudia Thompson and Richard Pinder of CFAL discuss the strategic investment options and the benefits of the CFAL Blue Marlin Retirement Plan with Nathaniel Butler, entrepreneur and founder of Drewber Solutions, who is also a CFAL client and a member of the plan. Claudia Thompson and Richard Pinder of CFAL discuss the strategic investment options and the benefits of the CFAL Blue Marlin Retirement Plan with Nathaniel Butler, entrepreneur and founder of Drewber Solutions, who is also a CFAL client and a member of the plan. https://www.cfal.com/podcast/cfal-talks-episode-18-the-cfal-blue-marlin-retirement-plan Mon, 19 Jul 2021 23:56:00 GMT CFAL 30:0 no https://www.cfal.com/podcast/cfal-talks-episode-18-the-cfal-blue-marlin-retirement-plan In this second portion of the analysis of the national budget, the CFAL team continues its analysis of the government's in the face of the financial uncertainty that we face in the wake of the COVID-19 pandemic, Hurricane Dorian, and other recent blows to the our economy. In this second portion of the analysis of the national budget, the CFAL team continues its analysis of the government's in the face of the financial uncertainty that we face in the wake of the COVID-19 pandemic, Hurricane Dorian, and other recent blows to the our economy. https://www.cfal.com/podcast/cfal-talks-episode-17-bahamas-budget-part-ii Tue, 06 Jul 2021 12:23:00 GMT CFAL 30:38 no https://www.cfal.com/podcast/cfal-talks-episode-17-bahamas-budget-part-ii The CFAL team of financial experts breaks down and analyzes major concerns about the Bahamian economy and reviews the government's revenue and spending plans as recently presented by the Minister of Finance and Prime Minister, Dr. the Hon. Hubert Minnis. The CFAL team of financial experts breaks down and analyzes major concerns about the Bahamian economy and reviews the government's revenue and spending plans as recently presented by the Minister of Finance and Prime Minister, Dr. the Hon. Hubert Minnis. https://www.cfal.com/podcast/cfal-talks-episode-16-bahamas-budget-part-i Tue, 06 Jul 2021 12:04:00 GMT CFAL 28:37 no https://www.cfal.com/podcast/cfal-talks-episode-16-bahamas-budget-part-i What direction should The Bahamas take to challenge the notion that The Bahamas is a tax haven? How would the implementation of a global minimum tax affect Bahamians? The CFAL team of Anthony Ferguson, Angelo Butler, Lashell White, and Pamela Ferguson explore strategies to help determine our next steps. What direction should The Bahamas take to challenge the notion that The Bahamas is a tax haven? How would the implementation of a global minimum tax affect Bahamians? The CFAL team of Anthony Ferguson, Angelo Butler, Lashell White, and Pamela Ferguson explore strategies to help determine our next steps. https://www.cfal.com/podcast/cfal-talks-episode-15-is-the-bahamas-a-tax-haven-part-ii Tue, 18 May 2021 20:01:00 GMT CFAL 29:29 no https://www.cfal.com/podcast/cfal-talks-episode-15-is-the-bahamas-a-tax-haven-part-ii Do you think The Bahamas should be considered a tax haven? What does that mean and how does it affect our international brand perception and our ability to navigate the global financial marketplace? In this episode, Pamela Ferguson, Angelo Butler, Lashell White, and Anthony Ferguson discuss the development, challenges, and threats affecting the Bahamian offshore banking sector. Do you think The Bahamas should be considered a tax haven? What does that mean and how does it affect our international brand perception and our ability to navigate the global financial marketplace? In this episode, Pamela Ferguson, Angelo Butler, Lashell White, and Anthony Ferguson discuss the development, challenges, and threats affecting the Bahamian offshore banking sector. https://www.cfal.com/podcast/cfal-talks-episode-14-is-the-bahamas-a-tax-haven-part-i Mon, 17 May 2021 19:59:00 GMT CFAL 28:55 no https://www.cfal.com/podcast/cfal-talks-episode-14-is-the-bahamas-a-tax-haven-part-i In a continuation from the last episode, Claudia Thompson, Pamela Ferguson, and Sophia Thurston of CFAL discuss pension planning in general terms and in relation to the Bahamian economy. In a continuation from the last episode, Claudia Thompson, Pamela Ferguson, and Sophia Thurston of CFAL discuss pension planning in general terms and in relation to the Bahamian economy. https://www.cfal.com/podcast/cfal-talks-episode-13-why-you-need-a-pension-part-i Sun, 16 May 2021 19:55:00 GMT CFAL 29:10 no https://www.cfal.com/podcast/cfal-talks-episode-13-why-you-need-a-pension-part-i It is never too late to start investing in your children's education, but the key is to start. In Part II of our discussion about the benefits of the CFAL Education Plan, two of our clients - Tanya Bonamy and Lisa McCartney - share how the CFAL Education Plan helped them save to send their children to college and meet their educational needs. It is never too late to start investing in your children's education, but the key is to start. In Part II of our discussion about the benefits of the CFAL Education Plan, two of our clients - Tanya Bonamy and Lisa McCartney - share how the CFAL Education Plan helped them save to send their children to college and meet their educational needs. https://www.cfal.com/podcast/cfal-talks-episode-12-part-ii-give-your-child-a-brighter-future-with-the-cfal-education-plan Sat, 15 May 2021 13:09:00 GMT CFAL 29:16 no https://www.cfal.com/podcast/cfal-talks-episode-12-part-ii-give-your-child-a-brighter-future-with-the-cfal-education-plan Don't your children deserve a bright future? The CFAL Education Plan can help you save and invest toward your family's education goals. In this episode, Richard Pinder, Operations Supervisor, and Claudia Thompson, Pension Administrator and Client Relationship Officer, discuss the rebranding of the plan and how it can help you ensure your child's future. Don't your children deserve a bright future? The CFAL Education Plan can help you save and invest toward your family's education goals. In this episode, Richard Pinder, Operations Supervisor, and Claudia Thompson, Pension Administrator and Client Relationship Officer, discuss the rebranding of the plan and how it can help you ensure your child's future. https://www.cfal.com/podcast/cfal-talks-episode-12-part-i-give-your-child-a-brighter-future-with-the-cfal-education-plan Fri, 14 May 2021 13:07:00 GMT CFAL 29:42 no https://www.cfal.com/podcast/cfal-talks-episode-12-part-i-give-your-child-a-brighter-future-with-the-cfal-education-plan What can we do now to manage our debt and grow as a nation in the face of economic uncertainty? CFAL financial experts Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson continue their assessment of the 2020-2021 mid-year budget of The Bahamas. What can we do now to manage our debt and grow as a nation in the face of economic uncertainty? CFAL financial experts Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson continue their assessment of the 2020-2021 mid-year budget of The Bahamas. https://www.cfal.com/podcast/cfal-talks-episode-11-the-bahamas-2020-2021-mid-year-budget-review-part-ii Thu, 13 May 2021 19:53:00 GMT CFAL 30:0 no https://www.cfal.com/podcast/cfal-talks-episode-11-the-bahamas-2020-2021-mid-year-budget-review-part-ii Where are we now? How much of an economic rebound, if any, has The Bahamas made this year? CFAL financial experts Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson discuss the 2020-2021 mid-year budget and the prospects for our economic future. Where are we now? How much of an economic rebound, if any, has The Bahamas made this year? CFAL financial experts Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson discuss the 2020-2021 mid-year budget and the prospects for our economic future. https://www.cfal.com/podcast/cfal-talks-episode-10-where-are-we-now-the-bahamas-2020-2021-mid-year-budget-review-part-i Thu, 13 May 2021 19:50:00 GMT CFAL 29:31 no https://www.cfal.com/podcast/cfal-talks-episode-10-where-are-we-now-the-bahamas-2020-2021-mid-year-budget-review-part-i In the third part of this Saving Series, our CFAL experts, Pamela Musgrove-Ferguson, Sophia Thurston, and Claudia Thompson, share more practical tips and solutions for everyone to achieve financial security. In the third part of this Saving Series, our CFAL experts, Pamela Musgrove-Ferguson, Sophia Thurston, and Claudia Thompson, share more practical tips and solutions for everyone to achieve financial security. https://www.cfal.com/podcast/cfal-talks-episode-9-how-saving-can-help-you-achieve-financial-freedom-part-iii-march-29-2021 Tue, 04 May 2021 12:20:00 GMT CFAL 30:0 no https://www.cfal.com/podcast/cfal-talks-episode-9-how-saving-can-help-you-achieve-financial-freedom-part-iii-march-29-2021 Saving money can also save you stress! In this episode, host Claudia Thompson continues this enlightening conversation with CFAL financial experts, Pamela Musgrove-Ferguson and Sophia Thurston. Saving money can also save you stress! In this episode, host Claudia Thompson continues this enlightening conversation with CFAL financial experts, Pamela Musgrove-Ferguson and Sophia Thurston. https://www.cfal.com/podcast/episode-08-how-saving-can-help-you-achieve-financial-freedom-part-ii Tue, 23 Mar 2021 12:18:00 GMT CFAL 28:22 no https://www.cfal.com/podcast/episode-08-how-saving-can-help-you-achieve-financial-freedom-part-ii Are you having conversations about your finances? Host Claudia Thompson explores how talking about financial topics, including saving money, can help you secure your financial future with CFAL experts, Pamela Musgrove-Ferguson and Sophia Thurston. Are you having conversations about your finances? Host Claudia Thompson explores how talking about financial topics, including saving money, can help you secure your financial future with CFAL experts, Pamela Musgrove-Ferguson and Sophia Thurston. https://www.cfal.com/podcast/how-saving-can-help-you-achieve-financial-freedom Mon, 08 Mar 2021 12:49:00 GMT CFAL 29:50 no https://www.cfal.com/podcast/how-saving-can-help-you-achieve-financial-freedom In part two of this series, Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson continue to explore how the Government of The Bahamas can use public-private partnerships to stimulate the Bahamian economy at this critical point in our history. In part two of this series, Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson continue to explore how the Government of The Bahamas can use public-private partnerships to stimulate the Bahamian economy at this critical point in our history. https://www.cfal.com/podcast/using-public-private-partnerships-to-stimulate-the-bahamian-economy-part-2 Mon, 08 Mar 2021 12:47:00 GMT CFAL 28:56 no https://www.cfal.com/podcast/using-public-private-partnerships-to-stimulate-the-bahamian-economy-part-2 In the first installment of this two-part series, Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson discuss how public private partnerships can be used to rebuild Abaco and Grand Bahama in the wake of Hurricane Dorian and to support the economic recovery of The Bahamas as we grapple with the financial impact of the COVID-19 pandemic. In the first installment of this two-part series, Anthony Ferguson, Lashell White, Angelo Butler, and Pamela Ferguson discuss how public private partnerships can be used to rebuild Abaco and Grand Bahama in the wake of Hurricane Dorian and to support the economic recovery of The Bahamas as we grapple with the financial impact of the COVID-19 pandemic. https://www.cfal.com/podcast/using-public-private-partnerships-to-stimulate-the-bahamian-economy-part-1 Mon, 08 Mar 2021 12:37:00 GMT CFAL 29:59 no https://www.cfal.com/podcast/using-public-private-partnerships-to-stimulate-the-bahamian-economy-part-1 Our panel of experts continues to review the year 2020, including the government's response to Hurricane Dorian, while making recommendations to help our country face the challenges ahead Our panel of experts continues to review the year 2020, including the government's response to Hurricane Dorian, while making recommendations to help our country face the challenges ahead https://www.cfal.com/podcast/cfal-talks-episode-04-our-panel-of-experts-continues-to-review-the-year-2020-including-the-government-s-response-to-hurricane-dorian Wed, 10 Feb 2021 13:30:00 GMT CFAL 29:39 no https://www.cfal.com/podcast/cfal-talks-episode-04-our-panel-of-experts-continues-to-review-the-year-2020-including-the-government-s-response-to-hurricane-dorian The year 2020 dealt a very heavy economic blow to the entire world, but it was especially difficult for The Bahamas. On the heels of our recovery from the impact of one of the most powerful hurricanes on record, a seemingly unstoppable virus decimated our health, shut down our economy, and curtailed our entire way of life. The year 2020 dealt a very heavy economic blow to the entire world, but it was especially difficult for The Bahamas. On the heels of our recovery from the impact of one of the most powerful hurricanes on record, a seemingly unstoppable virus decimated our health, shut down our economy, and curtailed our entire way of life. https://www.cfal.com/podcast/cfal-talks-episode-03-reflections-on-the-bahamian-economy-in-2020-and-a-look-at-the-year-ahead-part-i Mon, 25 Jan 2021 12:42:00 GMT CFAL 26:26 no https://www.cfal.com/podcast/cfal-talks-episode-03-reflections-on-the-bahamian-economy-in-2020-and-a-look-at-the-year-ahead-part-i Why does it always seem so hard to save money? With a solid plan and a little determination, you can save and set yourself up for long-term financial success. Pamela, Sophia, and Claudia explain how. Why does it always seem so hard to save money? With a solid plan and a little determination, you can save and set yourself up for long-term financial success. Pamela, Sophia, and Claudia explain how. https://www.cfal.com/podcast/cfal-talks-episode-02-how-to-achieve-financial-freedom-featuring-pamela-ferguson-sophia-thurston-and-claudia-thompson Tue, 10 Nov 2020 12:19:00 GMT CFAL 25:35 no https://www.cfal.com/podcast/cfal-talks-episode-02-how-to-achieve-financial-freedom-featuring-pamela-ferguson-sophia-thurston-and-claudia-thompson In this inaugural episode of CFAL podcast series, Pamela Ferguson and Angelo Butler are exploring the outlook for the Bahamian economy. They also share insights about key financial economic issues around the world and how these could impact The Bahamas. In this inaugural episode of CFAL podcast series, Pamela Ferguson and Angelo Butler are exploring the outlook for the Bahamian economy. They also share insights about key financial economic issues around the world and how these could impact The Bahamas. https://www.cfal.com/podcast/cfal-talks-episode-01-the-bahamian-economy-then-and-now-featuring-pamela-ferguson-and-angelo-butler Thu, 08 Oct 2020 14:12:00 GMT CFAL 25:35 no https://www.cfal.com/podcast/cfal-talks-episode-01-the-bahamian-economy-then-and-now-featuring-pamela-ferguson-and-angelo-butler