Former member of the Bahamas’ Senate and Minister of State in the Ministry of Finance. Widely acknowledged as a leading expert on monetary policies and financial services, he has served as the country’s ambassador for Trade in the Office of the Prime Minister the Governor of the Central Bank of The Bahamas for 10 years; and Chairman of the Negotiating Group on Services in the Free Trade Areas of the Americas (FTAA) process. Mr. Smith has served as Chairman of the Bahamas Maritime Authority, The Paradise Island Bridge Company and The Bahamas Development Bank. He has been a member of the Board of Directors of many public and private companies including the Bahamas Stock Exchange.

Principal of CFAL, a registered investment advisor. He is a Director of Dolphin Capital Management Limited, Global Life Assurance Limited and Colina Insurance Company Limited. He is a past Director of the National Insurance Board of the Bahamas, past president of the Bahamas Society of Financial Analysts and a former member of the Securities Market Task Force. He is a chartered Financial Analysts and has completed levels I, II and III of the Chartered Market Technicians Examinations.

Sean has more than fourteen years experience in the financial services industry, working with Deloitte & Touché as a Senior Auditor, the Coutts Group as Assistant Manager of Corporate Services and Manager of Client Accounting and SG Hambros as Manager of Client Accounting.

In his position as a Senior Associate and Chief Financial Officer at CFAL,  Sean is responsible for Financial Control, Operations and Human Resources of the company.  He also works closely with client companies in the design, structure and implementation of pension plans.  He has extensive experience in the management and administration of several of the largest and most complex pension plans in The Bahamas.

Sean holds a Bachelors degree in Accounting from Norfolk State University, Norfolk Virginia graduating Magna Cum Laude. He is a member of the Georgia State Board of Accountancy, the American Institute of Certified Public Accountants and the Bahamas Institute of Chartered Accountants.  Sean is a licensed Certified Public Accountant (CPA).

Sean is a Past Director of the Bahamas Financial Services Board and the Garvin Tynes Primary School Board.  Sean has served as Treasurer to the Board in both appointments. He is a past Vestry Board Member of Christ the King Anglican Church and is a member of the Omega Psi Phi Fraternity Inc. Pi Xi Chapter. He is married and has two children.

As a Senior Associate with CFAL, Chet is the Manager of the Registrar & Transfer Agency Department, a member of the Corporate Advisory team and currently responsible for Marketing.  Chet has more than seven years experience in Corporate Services including corporate advisory, registrar & transfer, settlements, escrow and client disbursal services, as well as corporate finance and brokerage services.

He is also experienced in domestic investment management and brokerage services having served as portfolio manager for one of the largest domestic mutual funds.  As a member of the Corporate Advisory Team, Chet has worked on some of the most significant Bahamian IPO and Merger and Acquisition projects to help structure transactions, analyze companies, conduct due diligence, draft offering memorandums, ensure legal & regulatory offering compliance, and to successfully secure client financing.

Prior to working for CFAL he spent 10 years with a US fuel oil company where his responsibilities among others included hedging futures contracts on wet barrel positions.Chet received a Bachelor of Science in Management degree from the AB Freeman School of business at Tulane University with a concentration in Marketing & Finance.  He has qualified for the Series Seven, is a registered trader on the Bahamas International Securities Exchange and has successfully completed Level 1 in the CFA Program.

As a research analyst and a portfolio manager at CFAL, Pamela is responsible for the day to day management of investment management accounts, as well as company analysis and research. Pamela joined CFAL in July 1999, and has more than seven years experience in securities administration and trading, portfolio accounting, research and portfolio management.

She earned her Bachelor Administration with Honours, concentration in finance, from the Acadia University, Nova Scotia, Canada in June 1996. She is also a Chartered Financial Analyst. Her professional affiliations include memberships in the Bahamas Society of Financial Analysts and the International Society of Financial Analysts. She is the Supervisor of the Investments and Trading Department at CFAL, formerly Colina Financial Advisors. She is responsible for the day to day management of the department, portfolio management, as well as company analysis and research.

Pamela is a Chartered Financial Analysts (CFA). She earned a Bachelor Degree in Business Administration with Honours, concentration in finance, from the Acadia University, Nova Scotia, Canada in June 1996. Ms. Musgrove is a member of Evangelistic Temple and is an active member in the Women’s Ministries. She loves reading, brisk walking and cooking.

Chairman of AF Holdings Ltd, admitted to the Bar of England and Wales, The Commonwealth of The Bahamas and the Bar of the Turks and Caicos, Director of Banque Privee Edmund de Rothschild Bahamas; Director of Hang Seng Bank & Trust Bahamas; Chairman of the Board of ColinaImperial Insurance Company and CFAL.